Melola Discovery

← Melola Discovery

Journal

GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)

Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial · Vol. 11 No. 2 (2021) · pp. 209–228

DOI
10.22373/dusturiyah.v11i2.11901
ISSN
2580-5363, 2088-9712
Published
2021-12-30
Publisher
Universitas Islam Negeri Ar-Raniry
Language
eng

Abstract

The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.

Keywords

Collaboration network of the authors

40 authors · 76 co-authorship links · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Politeknik Negeri Ujung Pandang
  • Hasanuddin University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Azka Amalia JihadAffiliation unknown2
Nurdin SeniaraAffiliation unknown2
Hajarul AkbarAffiliation unknown2
Andi DarnaAffiliation unknown2
Khairuddin HasballahAffiliation unknown2
Chairul FahmiAffiliation unknown1
Akihisa MatsunoAffiliation unknown1
Peter-Tobias StollAffiliation unknown1
Mahdalena NasrunAffiliation unknown1
Rhoni IsmunandarAffiliation unknown1
Mirza RahmatillahAffiliation unknown1
Khairil UmuriAffiliation unknown1
Muhammad Haris RiyaldiAffiliation unknown1
Edi DarmawijayaAffiliation unknown1
Safriadi SafriadiAffiliation unknown1
Edi YuhermansyahAffiliation unknown1
Shintia AfrilliaAffiliation unknown1
Arifin AbdullahAffiliation unknown1
Luqman NurhisamAffiliation unknown1
Nurdianti NurdiantiAffiliation unknown1
Nurhayati NurhayatiPoliteknik Negeri Ujung Pandang1
Hardi Syah HendraAffiliation unknown1
Jusmalia JusmaliaAffiliation unknown1
Muslina MuslinaAffiliation unknown1
Bismi KhalidinAffiliation unknown1
Ira MaghfirahAffiliation unknown1
Sufrizal SufrizalAffiliation unknown1
Muhammad RidwansyahAffiliation unknown1
Muhamad YusufAffiliation unknown1
Syarifah Sharah NatasyaAffiliation unknown1
Ihdi Karim MakinaraAffiliation unknown1
Wardana SaidAffiliation unknown1
Khairul AzmyAffiliation unknown1
Nazaruddin A WahabAffiliation unknown1
Azman SayutiAffiliation unknown1
Muhammad IqbalHasanuddin University1
Soraya devyAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/dustur/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">GAMPONG EMPLOYMENT INSURANCE AGREEMENT REVIEW ACCORDING TO KAFALAH AGREEMENT (Case Study of Riseh Tunong Village, Sawang District North Aceh Regency)</dc:title>
	<dc:creator xml:lang="en">Nurdin, Ridwan</dc:creator>
	<dc:creator xml:lang="en">Purnamasari, Rita</dc:creator>
	<dc:creator xml:lang="en">Fauzan, Faisal</dc:creator>
	<dc:subject xml:lang="en">Gampong Employment</dc:subject>
	<dc:subject xml:lang="en">Insurance Agreement</dc:subject>
	<dc:subject xml:lang="en">Kafalah Agreement</dc:subject>
	<dc:subject xml:lang="en">islamic law</dc:subject>
	<dc:subject xml:lang="en">Legislation</dc:subject>
	<dc:subject xml:lang="en">Social Science</dc:subject>
	<dc:description xml:lang="en">The Employment Social Security Administration (BPJS) is the responsibility and obligation of the State that focuses on social security and labor protection in Indonesia to provide socio-economic protection to the community by organizing Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Security programs (JHT), and Retirement. In accordance with the state's financial capacity. With the existence of BPJS for Employment, it is proper to help workers who are at risk and get the compensation or services that should be obtained. In this case the Gampong apparatus is required to become a participant of BPJS Employment in accordance with the Gampong's financial capacity. Riseh Tunong Village apparatus, Sawang District, North Aceh Regency, participated in two social security programs, namely the JKK and JKM programs. The contribution is calculated based on the percentage of wages/salaries per month, representatives from the Gampong apparatus will pay all other village equipment fees to the Lhokseumawe BPJS Employment office, the contributions are taken from the Gampong Revenue and Expenditure Budget (APBG). The purpose of this study was to determine the system of agreement and BPJS employment insurance benefits for the Gampong Riseh Tunong apparatus, Sawang District, North Aceh Regency. And to find out the review of the kafalah contract in the insurance agreement on BPJS employment on the Riseh Tunong Village apparatus, Sawang District, North Aceh Regency. This research is qualitative with descriptive analysis research type, namely the author uses field research methods and library research methods. The results of the study show that the substance of BPJS Employment is the same as conventional insurance. This is because there are two things that are not in accordance with sharia in the scheme that occurs in BPJS Employment, namely the element of transfer of risk (uncertainty) and interest-bearing loans in the determination of contributions.</dc:description>
	<dc:publisher xml:lang="en">Universitas Islam Negeri Ar-Raniry</dc:publisher>
	<dc:date>2021-12-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/pdf</dc:format>
	<dc:format>application/vnd.openxmlformats-officedocument.wordprocessingml.document</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901</dc:identifier>
	<dc:identifier>10.22373/dusturiyah.v11i2.11901</dc:identifier>
	<dc:source xml:lang="en">Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial; Vol. 11 No. 2 (2021): JURNAL DUSTURIAH; 209-228</dc:source>
	<dc:source>2580-5363</dc:source>
	<dc:source>2088-9712</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6320</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/6322</dc:relation>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/dustur/article/view/11901/11109</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2021 Rita Purnamasari, Ridwan Nurdin, Faisal Fauzan</dc:rights>
</oai_dc:dc>