Melola Discovery

← Melola Discovery

Open access Journal

Family Resilience Through Financial Literacy Within the Framework of Integrating Social Sciences and the Concept of the Prophet's Hadith

El-Usrah: Jurnal Hukum Keluarga · Vol. 9 No. 1 (2026) · pp. 189–214

DOI
10.22373/ujhk.v9i1.34003
ISSN
2620-8083, 2620-8075
Published
2026-05-18
Publisher
Universitas Islam Negeri Ar-Raniry Banda Aceh
Language
eng
License
creativecommons.org/licenses/by-sa/4.0

Abstract

Family Resilience has gained increasing scholarly attention amid growing economic uncertainty and financial vulnerability. This study aims to reconceptualize financial literacy as a pillar of family resilience from a Hadith perspective, addressing a gap in mainstream literature that often overlooks ethical and religious foundations. This research uses an interpretative qualitative method, analyzed using an integration-interconnection approach by Amin Abdullah, namely analyzing the Prophet's hadiths regarding household financial management, then integrating them with social sciences, such as economics and finance, and Islamic law. The findings demonstrate a strong convergence between prophetic ethical principles and core indicators of modern financial literacy. The Hadith emphasis on responsibility for family provision aligns with budgeting practices and prioritization of essential needs, thereby supporting household economic stability. Teachings on moderation in consumption foster adaptive and sustainable financial attitudes, contributing to long-term resilience. Prophetic warnings against excessive debt reflect an early awareness of structural financial risks that contemporary studies associate with family stress, conflict, and economic fragility. Furthermore, ethical guidance on the use of wealth cultivates value-oriented financial behavior that enhances not only economic resilience but also social, emotional, and moral well-being within households. Overall, the study shows that Hadith-based financial literacy operates as a moral–financial capability that integrates technical financial competence with ethical responsibility. Thus, this research strengthens the theory of integration-interconnection of hadith studies with social sciences, especially economics and Islamic family law, which offers a conceptual basis for the development of family policies and contextual and sustainable financial literacy education.

Keywords

Collaboration network of the authors

34 authors · 86 co-authorship links · 41 across different organisations

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universitas Islam Negeri Alauddin Makassar
  • Sunan Gunung Djati State Islamic University Bandung
  • Universitas Muslim Indonesia
  • Institut Agama Islam Negeri Parepare
  • Universitas Jambi
  • Universitas Narotama
  • Universitas Islam Negeri Ar-Raniry
  • Other organisations
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Abdul Rahman SakkaUniversitas Islam Negeri Alauddin Makassar3
Muhammad JufriInstitut Agama Islam Negeri Parepare2
Ilyas ThahirUniversitas Muslim Indonesia2
Zulfahmi AlwiUniversitas Islam Negeri Alauddin Makassar2
Masriwaty MalikUniversitas Islam Negeri Alauddin Makassar2
Abustani IlyasUniversitas Islam Negeri Alauddin Makassar2
Risna MosibahUniversitas Islam Negeri Alauddin Makassar2
Muh. Taufan DjafriUniversitas Islam Negeri Alauddin Makassar2
Mirwan MirwanUniversitas Narotama1
Muhammad AliUniversitas Jambi1
Risna MosibaUniversitas Islam Negeri Alauddin Makassar1
Salma HayatiUniversitas Islam Negeri Ar-Raniry1
Firdaus MuinUniversitas Islam Negeri Alauddin Makassar1
Muhammad FazilMalikussaleh University1
Nuryamin NuryaminUniversitas Islam Negeri Alauddin Makassar1
La Ode AhmadUniversitas Halu Oleo1
Andi Tenri PadangUniversitas Islam Negeri Alauddin Makassar1
Windi Pratiwi YusdarUniversitas Islam Negeri Alauddin Makassar1
Mariani MarianiUniversitas Islam Negeri Alauddin Makassar1
Machmud SuyutiUniversitas Islam Makassar1
Machmud SuyuthiAffiliation unknown1
La Ode Ali Imran AhmadAffiliation unknown1
M Taufiq RahmanSunan Gunung Djati State Islamic University Bandung1
Dadan RusmanaSunan Gunung Djati State Islamic University Bandung1
Wiryo WiryoSunan Gunung Djati State Islamic University Bandung1
Risda Alfi Fat HannaSunan Kalijaga State Islamic University Yogyakarta1
Ahmad Siddiq SetiawanUniversitas Islam Negeri Alauddin Makassar1
Amrullah HarunUniversitas Islam Negeri Palopo1
Alif Wiladatil IfahUniversitas Islam Negeri Kiai Haji Achmad Siddiq Jember1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://jurnal.ar-raniry.ac.id/index.php/usrah/oai, first harvested 7 Nov 2026, last seen 7 Nov 2026.
Original metadata (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Family Resilience Through Financial Literacy Within the Framework of Integrating Social Sciences and the Concept of the Prophet's Hadith</dc:title>
	<dc:creator xml:lang="en">Ali, Muhammad</dc:creator>
	<dc:creator xml:lang="en">Ali Amiruddin, Andi Muhammad</dc:creator>
	<dc:creator xml:lang="en">Ahmad, La Ode Ismail</dc:creator>
	<dc:creator xml:lang="en">Fatmal, Abd. Bashir </dc:creator>
	<dc:creator xml:lang="en">Handayani, Dian</dc:creator>
	<dc:subject xml:lang="en">Family Resilience</dc:subject>
	<dc:subject xml:lang="en">financial literacy</dc:subject>
	<dc:subject xml:lang="en">household finance</dc:subject>
	<dc:subject xml:lang="en">hadith studies</dc:subject>
	<dc:subject xml:lang="en">integration-interconnection</dc:subject>
	<dc:description xml:lang="en">Family Resilience has gained increasing scholarly attention amid growing economic uncertainty and financial vulnerability. This study aims to reconceptualize financial literacy as a pillar of family resilience from a Hadith perspective, addressing a gap in mainstream literature that often overlooks ethical and religious foundations. This research uses an interpretative qualitative method, analyzed using an integration-interconnection approach by Amin Abdullah, namely analyzing the Prophet's hadiths regarding household financial management, then integrating them with social sciences, such as economics and finance, and Islamic law. The findings demonstrate a strong convergence between prophetic ethical principles and core indicators of modern financial literacy. The Hadith emphasis on responsibility for family provision aligns with budgeting practices and prioritization of essential needs, thereby supporting household economic stability. Teachings on moderation in consumption foster adaptive and sustainable financial attitudes, contributing to long-term resilience. Prophetic warnings against excessive debt reflect an early awareness of structural financial risks that contemporary studies associate with family stress, conflict, and economic fragility. Furthermore, ethical guidance on the use of wealth cultivates value-oriented financial behavior that enhances not only economic resilience but also social, emotional, and moral well-being within households. Overall, the study shows that Hadith-based financial literacy operates as a moral–financial capability that integrates technical financial competence with ethical responsibility. Thus, this research strengthens the theory of integration-interconnection of hadith studies with social sciences, especially economics and Islamic family law, which offers a conceptual basis for the development of family policies and contextual and sustainable financial literacy education.</dc:description>
	<dc:publisher xml:lang="en">Universitas Islam Negeri Ar-Raniry Banda Aceh</dc:publisher>
	<dc:date>2026-05-18</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jurnal.ar-raniry.ac.id/index.php/usrah/article/view/34003</dc:identifier>
	<dc:identifier>10.22373/ujhk.v9i1.34003</dc:identifier>
	<dc:source xml:lang="en">El-Usrah: Jurnal Hukum Keluarga; Vol. 9 No. 1 (2026): EL-Usrah: Jurnal Hukum Keluarga; 189-214</dc:source>
	<dc:source>2620-8083</dc:source>
	<dc:source>2620-8075</dc:source>
	<dc:source>10.22373/ujhk.v9i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://jurnal.ar-raniry.ac.id/index.php/usrah/article/view/34003/pdf</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2026 Muhammad Ali, Andi Muhammad Ali Amiruddin, La Ode Ismail Ahmad, Abd. Bashir Fatmal, and Dian Handayani </dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>