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TRUST AS A MEDIATOR OF DONOR LOYALTY IN ISLAMIC DIGITAL PHILANTHROPY: THE ROLES OF EASE AND ENJOYMENT

Finansha: Journal of Sharia Financial Management · Vol. 7 No. 1 (2026) · pp. 87–107

DOI
10.15575/fjsfm.v7i1.55445
ISSN
2774-2687, 2775-0868
Published
2026-06-16
Publisher
UIN Sunan Gunung Djati Bandung
Language
eng

Abstract

The development of digital based Islamic philanthropy has transformed the way people participate in charitable activities, making it essential to understand the factors that encourage donors to remain loyal to a donation platform. Research that specifically examines donor loyalty by integrating perceived ease of use, perceived enjoyment, and trust within the Technology Acceptance Model (TAM) framework remains limited, particularly in the context of Islamic digital philanthropy. This study aims to analyze how perceived ease of use and perceived enjoyment influence donor loyalty, both directly and indirectly through trust, on the Sobat Berbagi Lazismu Banyumas platform. This research employed a quantitative approach by collecting data from 124 users of the platform through a purposive sampling technique. The data were processed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS 3 software. The results indicate that both perceived ease of use and perceived enjoyment positively contribute to building donor trust and strengthening donor loyalty. Trust was also found to have a significant positive impact on donor loyalty. Furthermore, trust successfully mediates the relationship between perceived enjoyment and donor loyalty, whereas its mediating role between perceived ease of use and donor loyalty is not statistically supported. These findings suggest that creating an enjoyable donation experience plays a more important role in fostering long-term donor commitment than merely providing a user-friendly system.

Keywords

Collaboration network of the authors

16 authors · 30 co-authorship links

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  • National Research and Innovation Agency
  • Affiliation unknown
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Co-authorOrganisationJoint articles
Maulida Nurul InnayahAffiliation unknown2
SRI WAHYUNIAffiliation unknown1
AwaludinAffiliation unknown1
Ani KusbandiyahAffiliation unknown1
Luthfi Arie WidzayantoAffiliation unknown1
Eko HariyantoAffiliation unknown1
Fatmah BagisAffiliation unknown1
Suyoto SuyotoNational Research and Innovation Agency1
Rizaldi Anggito YudhaAffiliation unknown1
Restu Frida UtamiAffiliation unknown1
Ica Dwi CahyaniAffiliation unknown1
Wida PurwidiantiAffiliation unknown1
Rina SulistiawatiAffiliation unknown1
Muchammad Agung MiftahuddiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/finansha/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc)
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en-US">TRUST AS A MEDIATOR OF DONOR LOYALTY IN ISLAMIC DIGITAL PHILANTHROPY: THE ROLES OF EASE AND ENJOYMENT</dc:title>
	<dc:creator>Annisa, Cantika A'malina</dc:creator>
	<dc:creator>Astuti, Herni Justiana</dc:creator>
	<dc:subject xml:lang="en-US">Digital Donation Platform</dc:subject>
	<dc:subject xml:lang="en-US">Donor Loyalty</dc:subject>
	<dc:subject xml:lang="en-US">Perceived Ease of Use</dc:subject>
	<dc:subject xml:lang="en-US">Perceived Enjoyment</dc:subject>
	<dc:subject xml:lang="en-US">Trust</dc:subject>
	<dc:description xml:lang="en-US">The development of digital based Islamic philanthropy has transformed the way people participate in charitable activities, making it essential to understand the factors that encourage donors to remain loyal to a donation platform. Research that specifically examines donor loyalty by integrating perceived ease of use, perceived enjoyment, and trust within the Technology Acceptance Model (TAM) framework remains limited, particularly in the context of Islamic digital philanthropy. This study aims to analyze how perceived ease of use and perceived enjoyment influence donor loyalty, both directly and indirectly through trust, on the Sobat Berbagi Lazismu Banyumas platform. This research employed a quantitative approach by collecting data from 124 users of the platform through a purposive sampling technique. The data were processed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS 3 software. The results indicate that both perceived ease of use and perceived enjoyment positively contribute to building donor trust and strengthening donor loyalty. Trust was also found to have a significant positive impact on donor loyalty. Furthermore, trust successfully mediates the relationship between perceived enjoyment and donor loyalty, whereas its mediating role between perceived ease of use and donor loyalty is not statistically supported. These findings suggest that creating an enjoyable donation experience plays a more important role in fostering long-term donor commitment than merely providing a user-friendly system.</dc:description>
	<dc:publisher xml:lang="en-US">UIN Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2026-06-16</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/finansha/article/view/55445</dc:identifier>
	<dc:identifier>10.15575/fjsfm.v7i1.55445</dc:identifier>
	<dc:source xml:lang="en-US">Finansha: Journal of Sharia Financial Management; Vol. 7 No. 1 (2026): Finansha: Journal of Sharia Financial Management ; 87-107</dc:source>
	<dc:source>2774-2687</dc:source>
	<dc:source>2775-0868</dc:source>
	<dc:source>10.15575/fjsfm.v7i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/finansha/article/view/55445/16597</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2026 Herni Justiana Astuti, Cantika A'malina Annisa</dc:rights>
</oai_dc:dc>