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Does Business Sustainability Mediate the Effect of Women’s Micro Entrepreneurship on Family Welfare?

Journal of Islamic Economics and Business · Vol. 6 No. 1 (2026) · pp. 110–149

DOI
10.15575/jieb.v6i1.55000
ISSN
2798-4834, 2798-8562
Published
2026-08-03
Publisher
Fakultas Ekonomi dan Bisnis Islam
Language
eng
License
creativecommons.org/licenses/by-sa/4.0

Abstract

This study aims to develop a holistic model of family welfare among women micro-entrepreneurs by examining the effects of Islamic microfinance, women’s empowerment, spiritual motivation, and digital technology adoption, with business sustainability serving as a mediating variable. Unlike previous studies that predominantly examine the direct effects of financial and non-financial resources on business performance or welfare, this study integrates financial, technological, empowerment, and spiritual dimensions into a single model and investigates business sustainability as the mechanism linking these factors to family welfare. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). Data were collected through purposive sampling from 200 women micro-entrepreneurs in West Java, Indonesia. The results demonstrate that digital technology adoption and spiritual motivation have positive and significant effects on business sustainability, whereas women’s empowerment has a significant negative effect. Islamic microfinance does not significantly affect business sustainability. Digital technology adoption, spiritual motivation, and business sustainability have positive and significant effects on family welfare, while Islamic microfinance and women’s empowerment have no significant direct effects. The mediation analysis reveals that business sustainability significantly mediates only the relationship between digital technology adoption and family welfare. However, it does not mediate the effects of Islamic microfinance, women’s empowerment, or spiritual motivation on family welfare. These findings highlight digital technology adoption as a critical pathway through which sustainable micro-enterprises can improve the welfare of women entrepreneurs’ families.

Keywords

Collaboration network of the authors

40 authors · 76 co-authorship links · 8 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Hasanuddin University
  • Universitas Pancasakti Makassar
  • Universitas Halu Oleo
  • Universitas Ahmad Dahlan
  • Universitas Airlangga
  • Lambung Mangkurat University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Tona Aurora LubisAffiliation unknown5
Maryati NingsihAffiliation unknown4
Juliana JulianaAffiliation unknown3
Daffa Rizqi PrayudyaAffiliation unknown2
Abdul FadlilUniversitas Ahmad Dahlan2
Rusydi UmarAffiliation unknown2
Novita SariAffiliation unknown2
Huntari HarahapAffiliation unknown2
Moh. IhsanAffiliation unknown2
Aulia Syarif AzizAffiliation unknown2
Ririn Tri RatnasariUniversitas Airlangga2
Firman AzizUniversitas Pancasakti Makassar1
Nurul Fathanah MustaminLambung Mangkurat University1
Pertiwi IshakUniversitas Pancasakti Makassar1
Siti Hadrayanti AnandaAffiliation unknown1
Muhammad Ikhsan AkbarAffiliation unknown1
Rahmawati RahmawatiAffiliation unknown1
Ramli RamliUniversitas Halu Oleo1
Surdin SurdinUniversitas Halu Oleo1
Susi AstiantihAffiliation unknown1
Salmia SyarifuddinAffiliation unknown1
Yetty YettyAffiliation unknown1
Andi Detti YuniantiHasanuddin University1
Yuyun WidaningsihHasanuddin University1
Asmita AhmadHasanuddin University1
Kidung Tirtayasa Putra PangestuHasanuddin University1
Ashar Ramadan SyahHasanuddin University1
Siti Hilmiati AzyziaAffiliation unknown1
Uswatun KhasanahAffiliation unknown1
Destiati NabilaAffiliation unknown1
Nuraeni NuraeniAffiliation unknown1
Andry PrihartaAffiliation unknown1
Eka WarniAffiliation unknown1
Mira MaisuraAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/jieb/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">Does Business Sustainability Mediate the Effect of Women’s Micro Entrepreneurship on Family Welfare?</dc:title>
	<dc:creator>Nurasyiah, Aas</dc:creator>
	<dc:creator>Monoarfa, Hilda</dc:creator>
	<dc:creator>Hermawan, Ripan</dc:creator>
	<dc:creator>Firmansyah, Firmansyah</dc:creator>
	<dc:creator>Rahmayati</dc:creator>
	<dc:creator>Ismail, Shafinar</dc:creator>
	<dc:subject xml:lang="en-US">Business Sustainability</dc:subject>
	<dc:subject xml:lang="en-US">Digital Technology Adoption</dc:subject>
	<dc:subject xml:lang="en-US">Entrepreneurs</dc:subject>
	<dc:subject xml:lang="en-US">Family Welfare</dc:subject>
	<dc:subject xml:lang="en-US">Spiritual Motivation</dc:subject>
	<dc:subject xml:lang="en-US">Women Micro- Islamic Microfinance</dc:subject>
	<dc:description xml:lang="en-US">This study aims to develop a holistic model of family welfare among women micro-entrepreneurs by examining the effects of Islamic microfinance, women’s empowerment, spiritual motivation, and digital technology adoption, with business sustainability serving as a mediating variable. Unlike previous studies that predominantly examine the direct effects of financial and non-financial resources on business performance or welfare, this study integrates financial, technological, empowerment, and spiritual dimensions into a single model and investigates business sustainability as the mechanism linking these factors to family welfare. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). Data were collected through purposive sampling from 200 women micro-entrepreneurs in West Java, Indonesia. The results demonstrate that digital technology adoption and spiritual motivation have positive and significant effects on business sustainability, whereas women’s empowerment has a significant negative effect. Islamic microfinance does not significantly affect business sustainability. Digital technology adoption, spiritual motivation, and business sustainability have positive and significant effects on family welfare, while Islamic microfinance and women’s empowerment have no significant direct effects. The mediation analysis reveals that business sustainability significantly mediates only the relationship between digital technology adoption and family welfare. However, it does not mediate the effects of Islamic microfinance, women’s empowerment, or spiritual motivation on family welfare. These findings highlight digital technology adoption as a critical pathway through which sustainable micro-enterprises can improve the welfare of women entrepreneurs’ families.</dc:description>
	<dc:publisher xml:lang="en-US">Fakultas Ekonomi dan Bisnis Islam</dc:publisher>
	<dc:date>2026-08-03</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/jieb/article/view/55000</dc:identifier>
	<dc:identifier>10.15575/jieb.v6i1.55000</dc:identifier>
	<dc:source xml:lang="en-US">Journal of Islamic Economics and Business; Vol. 6 No. 1 (2026): JIEB: Journal of Islamic Economics and Business; 110-149</dc:source>
	<dc:source>2798-4834</dc:source>
	<dc:source>2798-8562</dc:source>
	<dc:source>10.15575/jieb.v6i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/jieb/article/view/55000/16918</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2026 Aas Nurasyiah, Hilda Monoarfa, Ripan Hermawan, Firmansyah, Rahmayati, Shafinar Ismail (Author)</dc:rights>
	<dc:rights xml:lang="en-US">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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