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Journal

KAJIAN DAN ADVIS PENYERTAAN MODAL DAERAH PADA PT. LEMBAGA KEUANGAN MIKRO (LKM) GARUT

KOMITMEN: Jurnal Ilmiah Manajemen · Vol. 1 No. 2 (2020) · pp. 83–94

DOI
10.15575/jim.v1i2.10459
ISSN
2723-1526
Published
2020-10-31
Publisher
FEBI UIN Sunan Gunung Djati Bandung
Language
eng

Abstract

This study was aimed to examine and advise PT. Lembaga Keuangan Mikro (LKM) on capital inclusion adequacy. This study used a quantitative approach by using parametric statistics, and financial report analysis from 2014 to 2018. In this period, the performance of LKM was great. Its asset increased from Rp. 16.40 billion to Rp. 38.37 billion; its credit increased from Rp. 12.16 billion to Rp. 32.60 billion; its savings increased from Rp. 8.53 billion to Rp. 11.28 billion; and its deposits increased from Rp. 11.86 billion to Rp. 17.60 billion. Furthermore, LKM also has good key performing indices. The Capital Adequacy Ratio (CAR), Productive Asset Quality (PAQ), Non-Performing Loan, Cash Ratio, Operating Expense Ratio, (OER), Return on Asset, and Loan to Deposit Ratio (LDR) are all within healthy limits. This brings a good consequence in improving realization need in capital injection from the owner. As to increase PT. LKM performance, the government is suggested to give a capital at least 1 billion Rupiah.

Keywords

Collaboration network of the authors

40 authors · 72 co-authorship links · 1 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Indonesia University of Education
  • State University of Jakarta
  • Universitas Halu Oleo
  • Sunan Gunung Djati State Islamic University Bandung
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Hamidah HamidahState University of Jakarta2
Miswan MiswanUniversitas Halu Oleo2
Nurjaya NurjayaAffiliation unknown1
Hayder Al Hadey Ahmad MohammedAffiliation unknown1
Mutia Asmi FadhillahAffiliation unknown1
Putri Ananda SakaAffiliation unknown1
Noerhoneydayatie binti Abdul ManafAffiliation unknown1
Sunuwati SunuwatiAffiliation unknown1
Rahmawati RahmawatiAffiliation unknown1
Shida HalimatussadiahAffiliation unknown1
Reza Fauzi NazarSunan Gunung Djati State Islamic University Bandung1
Dudang GojaliAffiliation unknown1
Afiqoh AgustinAffiliation unknown1
Iman SupratmanAffiliation unknown1
Avid Leonardo SariAffiliation unknown1
Ulpah PaujiahAffiliation unknown1
Budi BudimanAffiliation unknown1
Muhammad Andi SeptiadiAffiliation unknown1
Nadia Ginan LestariAffiliation unknown1
Rully Reinali FajriAffiliation unknown1
Muhammad KhendraAffiliation unknown1
Cucu SusilawatiAffiliation unknown1
Adang SonjayaAffiliation unknown1
Muhamad AbduhAffiliation unknown1
Moh. DulkiahAffiliation unknown1
Wisnu UriawanAffiliation unknown1
Adi SopianAffiliation unknown1
Siti RohmatAffiliation unknown1
Risfiana MayangsariAffiliation unknown1
Endang ArisoesilaningsihAffiliation unknown1
Eka Cahya PrimaIndonesia University of Education1
Riandi RiandiIndonesia University of Education1
Irma Rahma SuwarmaIndonesia University of Education1
Fatmawati - FatmawatiAffiliation unknown1
Ahmad YaniAffiliation unknown1
Sri JumiyatiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/komitmen/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">KAJIAN DAN ADVIS PENYERTAAN MODAL DAERAH PADA PT. LEMBAGA KEUANGAN MIKRO (LKM) GARUT</dc:title>
	<dc:creator>Budiman, Budiman</dc:creator>
	<dc:creator>Sulastri, Lilis</dc:creator>
	<dc:creator>Joharudin, Agus</dc:creator>
	<dc:creator>Fauza, Rifki</dc:creator>
	<dc:subject xml:lang="en-US">Advice</dc:subject>
	<dc:subject xml:lang="en-US">Municipal Capital Injection</dc:subject>
	<dc:subject xml:lang="en-US">Non-Bank Financial Institution Performance</dc:subject>
	<dc:description xml:lang="en-US">This study was aimed to examine and advise PT. Lembaga Keuangan Mikro (LKM) on capital inclusion adequacy. This study used a quantitative approach by using parametric statistics, and financial report analysis from 2014 to 2018. In this period, the performance of LKM was great. Its asset increased from Rp. 16.40 billion to Rp. 38.37 billion; its credit increased from Rp. 12.16 billion to Rp. 32.60 billion; its savings increased from Rp. 8.53 billion to Rp. 11.28 billion; and its deposits increased from Rp. 11.86 billion to Rp. 17.60 billion. Furthermore, LKM also has good key performing indices. The Capital Adequacy Ratio (CAR), Productive Asset Quality (PAQ), Non-Performing Loan, Cash Ratio, Operating Expense Ratio, (OER), Return on Asset, and Loan to Deposit Ratio (LDR) are all within healthy limits. This brings a good consequence in improving realization need in capital injection from the owner. As to increase PT. LKM performance, the government is suggested to give a  capital at least 1 billion Rupiah.</dc:description>
	<dc:publisher xml:lang="en-US">FEBI UIN Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2020-10-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/komitmen/article/view/10459</dc:identifier>
	<dc:identifier>10.15575/jim.v1i2.10459</dc:identifier>
	<dc:source xml:lang="en-US">KOMITMEN: Jurnal Ilmiah Manajemen; Vol. 1 No. 2 (2020): KOMITMEN : Jurnal Ilmiah Manajemen; 83 - 94</dc:source>
	<dc:source>2723-1526</dc:source>
	<dc:source>10.15575/jim.v1i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/komitmen/article/view/10459/4985</dc:relation>
	<dc:relation>10.15575/jim.v1i2.10459.g4985</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2020 Komitmen: Jurnal Ilmiah Manajemen</dc:rights>
</oai_dc:dc>