ARISAN ONLINE DENGAN SISTEM MENURUN DALAM HUKUM EKONOMI SYARIAH DAN UNDANG-UNDANG NOMOR 19 TAHUN 2016 TENTANG ITE (Studi Kasus: Instagram @arisan_gadgetmurah): ONLINE ARISANTS WITH DOWN SYSTEMS IN SHARIAH ECONOMIC LAW AND LAW NUMBER 19 YEAR 2016 CONCERNING ITE (Case Study: Instagram @arisan_gadgetmurah)

Azizah, Disa Rizkiana; Aliyudin, Aliyudin; Jaenudin, Jaenudin

doi:10.15575/am.v8i2.14229

Open access Journal

ARISAN ONLINE DENGAN SISTEM MENURUN DALAM HUKUM EKONOMI SYARIAH DAN UNDANG-UNDANG NOMOR 19 TAHUN 2016 TENTANG ITE (Studi Kasus: Instagram @arisan_gadgetmurah): ONLINE ARISANTS WITH DOWN SYSTEMS IN SHARIAH ECONOMIC LAW AND LAW NUMBER 19 YEAR 2016 CONCERNING ITE (Case Study: Instagram @arisan_gadgetmurah)

Al-Muamalat · Vol. 8 No. 2 (2022) · pp. 90–97

DOI: 10.15575/am.v8i2.14229
ISSN: 2716-0610, 2086-3225
Published: 2022-07-27
Publisher: Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung
Language: ind
License: creativecommons.org/licenses/by-sa/4.0

Abstract

English

One of the accounts that organize online arisan with a declining system is the Instagram account @arisan_gadgetmurah. The purpose of this study was to find out the mechanism for implementing the declining system of online arisan on Instagram social media and to find out the review of sharia economic law and the ITE Law on the declining system of online arisan on Instagram social media @arisan_gadgetmurah. The method used in this research is a qualitative method with a case study approach. The results of the study found that online arisan with a descending system in the @arisan_gadgetmurah account uses number slots. Interestingly, the contributions that are deposited vary depending on the slot number taken, but all participants will get the same amount of money. Based on a review of Sharia Economic Law, the declining online arisan system @arisan_gadgetmurah is not in accordance with sharia principles because it contains elements of injustice and usury in the difference in contribution amounts, and contains elements of tyranny because it is not transparent in determining the number one contribution amount. In conclusion, online arisan with a declining system on Instagram social media provides more harm than benefits, because it is not in accordance with sharia economic law and Law Number 19 of 2016 concerning ITE. Salah satu akun yang menyelenggarakan arisan online dengan sistem menurun adalah akun instagram @arisan_gadgetmurah. Tujuan penelitian ini untuk mengetahui mekanisme pelaksanaan arisan online sistem menurun di media sosial instagram dan mengetahui tinjauan hukum ekonomi syariah dan Undang-Undang ITE terhadap arisan online sistem menurun di media sosial instagram @arisan_gadgetmurah. Metode yang digunakan dalam penelitian adalah metode kualitatif dengan pendekatan studi kasus (case study). Hasil penelitian ditemukan bahwa arisan online dengan sistem menurun di akun @arisan_gadgetmurah menggunakan slot nomor. Menariknya iuran yang disetorkan berbeda-beda tergantung nomor slot yang diambil tetapi semua peserta akan mendapatkan jumlah get yang sama. Berdasarkan tinjauan Hukum Ekonomi Syariah, arisan online sistem menurun @arisan_gadgetmurah tidak sesuai prinsip syariah karena mengandung unsur ketidakadilan dan riba dalam perbedaan jumlah iuran, serta mengandung unsur kedzaliman karena tidak transparan dalam menetapkan jumlah iuran nomor satu. Kesimpulannya, arisan online dengan sistem menurun pada media sosial instagram lebih banyak memberikan mudarat dibandingkan manfaat, karena tidak sesuai dengan hukum ekonomi syariah dan Undang-Undang Nomor 19 Tahun 2016 tentang ITE.

Indonesian

Keywords

Collaboration network of the authors

32 authors · 49 co-authorship links

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Co-author	Organisation	Joint articles
Deden Sumpena	Affiliation unknown	2
Isah Cahyani	Affiliation unknown	1
Ketut Budiastra	Affiliation unknown	1
Khoiruddin Muchtar	Affiliation unknown	1
Muhammad Zaky	Affiliation unknown	1
Nana Diana	Affiliation unknown	1
Mila Badriyah	Affiliation unknown	1
Sariningsih Sariningsih	Affiliation unknown	1
Aji Saptaji	Affiliation unknown	1
Sanzani Aditiya Cipta	Affiliation unknown	1
Sylvia Nurazizah Kurnia	Affiliation unknown	1
Usep Saepullah	Affiliation unknown	1
Agi Attaubah Hidayat	Affiliation unknown	1
Ali Azis	Affiliation unknown	1
Linda Anita	Affiliation unknown	1
Ratna Dewi	Affiliation unknown	1
Indah Wulandari Chabib	Affiliation unknown	1
Linda Handayani	Affiliation unknown	1
A Bachrun Rifai	Affiliation unknown	1
Aldi Setia Wandi	Affiliation unknown	1
Dang Eif Saiful Amin	Affiliation unknown	1
Ijah Safitriningsih	Affiliation unknown	1
Masrul Rosidin	Affiliation unknown	1
Muhammad Fikri Fadhilah	Affiliation unknown	1
Moch Ikhsan Abdulatip	Affiliation unknown	1
Agus Ahmad Safe’i	Affiliation unknown	1
Syahrul Anwar	Affiliation unknown	1
Fauzan Ali Rasyid	Affiliation unknown	1
Usep Saepuloh	Affiliation unknown	1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/mua/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.

Original metadata (oai_dc)

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	<dc:title xml:lang="en-US">ARISAN ONLINE DENGAN SISTEM MENURUN DALAM HUKUM EKONOMI SYARIAH DAN UNDANG-UNDANG NOMOR 19 TAHUN 2016 TENTANG ITE (Studi Kasus: Instagram @arisan_gadgetmurah): ONLINE ARISANTS WITH DOWN SYSTEMS IN SHARIAH ECONOMIC LAW AND LAW NUMBER 19 YEAR 2016 CONCERNING ITE (Case Study: Instagram @arisan_gadgetmurah)</dc:title>
	<dc:title xml:lang="id-ID">ARISAN ONLINE DENGAN SISTEM MENURUN DALAM HUKUM EKONOMI SYARIAH DAN UNDANG-UNDANG NOMOR 19 TAHUN 2016 TENTANG ITE (Studi Kasus: Instagram @arisan_gadgetmurah): ONLINE ARISANTS WITH DOWN SYSTEMS IN SHARIAH ECONOMIC LAW AND LAW NUMBER 19 YEAR 2016 CONCERNING ITE (Case Study: Instagram @arisan_gadgetmurah)</dc:title>
	<dc:creator>Azizah, Disa Rizkiana</dc:creator>
	<dc:creator>Aliyudin, Aliyudin</dc:creator>
	<dc:creator>Jaenudin, Jaenudin</dc:creator>
	<dc:subject xml:lang="en-US">Arisan Online</dc:subject>
	<dc:subject xml:lang="en-US">Wadiah</dc:subject>
	<dc:subject xml:lang="en-US">Qardh</dc:subject>
	<dc:subject xml:lang="en-US">UU ITE</dc:subject>
	<dc:subject xml:lang="id-ID">Arisan Online</dc:subject>
	<dc:subject xml:lang="id-ID">Wadiah</dc:subject>
	<dc:subject xml:lang="id-ID">Qardh</dc:subject>
	<dc:subject xml:lang="id-ID">UU ITE</dc:subject>
	<dc:description xml:lang="en-US">One of the accounts that organize online arisan with a declining system is the Instagram account @arisan_gadgetmurah. The purpose of this study was to find out the mechanism for implementing the declining system of online arisan on Instagram social media and to find out the review of sharia economic law and the ITE Law on the declining system of online arisan on Instagram social media @arisan_gadgetmurah. The method used in this research is a qualitative method with a case study approach. The results of the study found that online arisan with a descending system in the @arisan_gadgetmurah account uses number slots. Interestingly, the contributions that are deposited vary depending on the slot number taken, but all participants will get the same amount of money. Based on a review of Sharia Economic Law, the declining online arisan system @arisan_gadgetmurah is not in accordance with sharia principles because it contains elements of injustice and usury in the difference in contribution amounts, and contains elements of tyranny because it is not transparent in determining the number one contribution amount. In conclusion, online arisan with a declining system on Instagram social media provides more harm than benefits, because it is not in accordance with sharia economic law and Law Number 19 of 2016 concerning ITE.
Salah satu akun yang menyelenggarakan arisan online dengan sistem menurun adalah akun instagram @arisan_gadgetmurah. Tujuan penelitian ini untuk mengetahui mekanisme pelaksanaan arisan online sistem menurun di media sosial instagram dan mengetahui tinjauan hukum ekonomi syariah dan Undang-Undang ITE terhadap arisan online sistem menurun di media sosial instagram @arisan_gadgetmurah. Metode yang digunakan dalam penelitian adalah metode kualitatif dengan pendekatan studi kasus (case study). Hasil penelitian ditemukan bahwa arisan online dengan sistem menurun di akun @arisan_gadgetmurah menggunakan slot nomor. Menariknya iuran yang disetorkan berbeda-beda tergantung nomor slot yang diambil tetapi semua peserta akan mendapatkan jumlah get yang sama. Berdasarkan tinjauan Hukum Ekonomi Syariah, arisan online sistem menurun @arisan_gadgetmurah tidak sesuai prinsip syariah karena mengandung unsur ketidakadilan dan riba dalam perbedaan jumlah iuran, serta mengandung unsur kedzaliman karena tidak transparan dalam menetapkan jumlah iuran nomor satu. Kesimpulannya, arisan online dengan sistem menurun pada media sosial instagram lebih banyak memberikan mudarat dibandingkan manfaat, karena tidak sesuai dengan hukum ekonomi syariah dan Undang-Undang Nomor 19 Tahun 2016 tentang ITE.</dc:description>
	<dc:description xml:lang="id-ID">One of the accounts that organize online arisan with a declining system is the Instagram account @arisan_gadgetmurah. The purpose of this study was to find out the mechanism for implementing the declining system of online arisan on Instagram social media and to find out the review of sharia economic law and the ITE Law on the declining system of online arisan on Instagram social media @arisan_gadgetmurah. The method used in this research is a qualitative method with a case study approach. The results of the study found that online arisan with a descending system in the @arisan_gadgetmurah account uses number slots. Interestingly, the contributions that are deposited vary depending on the slot number taken, but all participants will get the same amount of money. Based on a review of Sharia Economic Law, the declining online arisan system @arisan_gadgetmurah is not in accordance with sharia principles because it contains elements of injustice and usury in the difference in contribution amounts, and contains elements of tyranny because it is not transparent in determining the number one contribution amount. In conclusion, online arisan with a declining system on Instagram social media provides more harm than benefits, because it is not in accordance with sharia economic law and Law Number 19 of 2016 concerning ITE.
Salah satu akun yang menyelenggarakan arisan online dengan sistem menurun adalah akun instagram @arisan_gadgetmurah. Tujuan penelitian ini untuk mengetahui mekanisme pelaksanaan arisan online sistem menurun di media sosial instagram dan mengetahui tinjauan hukum ekonomi syariah dan Undang-Undang ITE terhadap arisan online sistem menurun di media sosial instagram @arisan_gadgetmurah. Metode yang digunakan dalam penelitian adalah metode kualitatif dengan pendekatan studi kasus (case study). Hasil penelitian ditemukan bahwa arisan online dengan sistem menurun di akun @arisan_gadgetmurah menggunakan slot nomor. Menariknya iuran yang disetorkan berbeda-beda tergantung nomor slot yang diambil tetapi semua peserta akan mendapatkan jumlah get yang sama. Berdasarkan tinjauan Hukum Ekonomi Syariah, arisan online sistem menurun @arisan_gadgetmurah tidak sesuai prinsip syariah karena mengandung unsur ketidakadilan dan riba dalam perbedaan jumlah iuran, serta mengandung unsur kedzaliman karena tidak transparan dalam menetapkan jumlah iuran nomor satu. Kesimpulannya, arisan online dengan sistem menurun pada media sosial instagram lebih banyak memberikan mudarat dibandingkan manfaat, karena tidak sesuai dengan hukum ekonomi syariah dan Undang-Undang Nomor 19 Tahun 2016 tentang ITE.</dc:description>
	<dc:publisher xml:lang="en-US">Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung</dc:publisher>
	<dc:date>2022-07-27</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/mua/article/view/14229</dc:identifier>
	<dc:identifier>10.15575/am.v8i2.14229</dc:identifier>
	<dc:source xml:lang="en-US">Al-Muamalat; Vol. 8 No. 2 (2021): July; 90-97</dc:source>
	<dc:source>2716-0610</dc:source>
	<dc:source>2086-3225</dc:source>
	<dc:source>10.15575/am.v8i2</dc:source>
	<dc:language>ind</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/mua/article/view/14229/7428</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2021 Disa Rizkiana Azizah, Aliyudin Aliyudin, Jaenudin</dc:rights>
	<dc:rights xml:lang="en-US">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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