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Pemberdayaan Ekonomi Melalui Program BJB Mesra dalam Meningkatkan Kesejahteraan Masyarakat

Tamkin: Jurnal Pengembangan Masyarakat Islam · Vol. 7 No. 4 (2023)

DOI
10.15575/tamkin.v7i4.20230
ISSN
2746-4067
Published
2023-03-21
Publisher
Jurusan Pengembangan Masyarakat Islam, Fakultas Dakwah dan Komunikasi, UIN Sunan Gunung Dj
Language
eng

Abstract

The economic crisis caused by the Covid-19 pandemic has had an impact on the continuity of Micro, Small, and Medium Enterprises (MSMEs). The financing programs offered by banks and the government have not been fully accessible to all business actors, so people are interested in applying for capital to loan sharks. Thus, bank bjb issued the BJB Mesra program in order to prevent people from being entrapment of loan sharks. This study aims to explain the BJB Mesra program in improving community welfare including planning, implementing and impacting the program. The research method used is a descriptive study with a qualitative approach because it produces data that can be observed empirically. Robert Chambers' Theory of Empowerment suggests that empowerment is a concept of economic development that summarizes social values. The results showed that the BJB Mesra program is a capital cost assistance to the community around the house of worship. This program is an initiation from the Governor of West Java in order to realize the West Java Champion of Inner Birth. The implementation of this program consists of submission, training and selection, administrative process, second training, analysis process, decision process, disbursement and assistance. The impact of this program can be felt directly by the community, especially in reducing poverty due to the entanglement of loan sharks.

Keywords

Collaboration network of the authors

40 authors · 77 co-authorship links · showing the 40 most connected

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Co-authorOrganisationJoint articles
Dedi HerdianaAffiliation unknown4
Rifki RosyadAffiliation unknown3
Indira Sabet RahmawatyAffiliation unknown3
Rohmanur AzizAffiliation unknown3
SUMIATI SUMIATIAffiliation unknown2
Muhamad Hilmi PauzianAffiliation unknown2
Wawan HernawanAffiliation unknown2
Asep ShodiqinAffiliation unknown2
Kartika Indah PuspitasariAffiliation unknown2
Khairunnisa NurrahmahAffiliation unknown1
Rahmi SafitriAffiliation unknown1
Syifa FauziahAffiliation unknown1
Fakhrul LazuardiAffiliation unknown1
Bambang QomaruzzamanAffiliation unknown1
Paridah NapilahAffiliation unknown1
Muliadi MuliadiAffiliation unknown1
Anggi Novita SariAffiliation unknown1
Roro Sri Rejeki WaluyajatiAffiliation unknown1
Raja Cahaya IslamAffiliation unknown1
Restu Prana IlahiAffiliation unknown1
Andi Muhammad TaufiqAffiliation unknown1
Andika Tegar PahleviAffiliation unknown1
Yoshy Hendra Hardiyan SyahAffiliation unknown1
Lilly Suzana binti Haji ShamsuAffiliation unknown1
Wawan SupriatnaAffiliation unknown1
Annisa WahidAffiliation unknown1
Ucep HermawanAffiliation unknown1
Yeni HurianiAffiliation unknown1
Akiq Zainul HaqAffiliation unknown1
Hajjah Sri Rahayu Nurjanah binti Haji DollahAffiliation unknown1
Fakhri AwalludinAffiliation unknown1
Raisa Agnia AzzaahraAffiliation unknown1
Fathin Anjani HilmanAffiliation unknown1
Duden Aiman SolehAffiliation unknown1
Dindin SolahudinAffiliation unknown1
Agnia Nurul FitriAffiliation unknown1
inggrid yaningrumAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.uinsgd.ac.id/index.php/tamkin/oai, first harvested 7 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">Pemberdayaan Ekonomi Melalui Program BJB Mesra dalam Meningkatkan Kesejahteraan Masyarakat</dc:title>
	<dc:creator>Jubaedah, Imas Siti</dc:creator>
	<dc:creator>Kuswana, Dadang</dc:creator>
	<dc:creator>Fitriani, Putri Diesy</dc:creator>
	<dc:subject xml:lang="en-US">BJB mesra</dc:subject>
	<dc:subject xml:lang="en-US">economy development</dc:subject>
	<dc:subject xml:lang="en-US">social welfare.</dc:subject>
	<dc:description xml:lang="en-US">The economic crisis caused by the Covid-19 pandemic has had an impact on the continuity of Micro, Small, and Medium Enterprises (MSMEs). The financing programs offered by banks and the government have not been fully accessible to all business actors, so people are interested in applying for capital to loan sharks. Thus, bank bjb issued the BJB Mesra program in order to prevent people from being entrapment of loan sharks. This study aims to explain the BJB Mesra program in improving community welfare including planning, implementing and impacting the program. The research method used is a descriptive study with a qualitative approach because it produces data that can be observed empirically. Robert Chambers' Theory of Empowerment suggests that empowerment is a concept of economic development that summarizes social values. The results showed that the BJB Mesra program is a capital cost assistance to the community around the house of worship. This program is an initiation from the Governor of West Java in order to realize the West Java Champion of Inner Birth. The implementation of this program consists of submission, training and selection, administrative process, second training, analysis process, decision process, disbursement and assistance. The impact of this program can be felt directly by the community, especially in reducing poverty due to the entanglement of loan sharks.</dc:description>
	<dc:publisher xml:lang="en-US">Jurusan Pengembangan Masyarakat Islam, Fakultas Dakwah dan Komunikasi, UIN Sunan Gunung Dj</dc:publisher>
	<dc:date>2023-03-21</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.uinsgd.ac.id/index.php/tamkin/article/view/20230</dc:identifier>
	<dc:identifier>10.15575/tamkin.v7i4.20230</dc:identifier>
	<dc:source xml:lang="en-US">Tamkin: Jurnal Pengembangan Masyarakat Islam; Vol. 7 No. 4 (2022): Tamkin : Jurnal Pengembangan Masyarakat Islam</dc:source>
	<dc:source>2746-4067</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.uinsgd.ac.id/index.php/tamkin/article/view/20230/8716</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2023 Imas Siti Jubaedah, Dadang Kuswana, Putri Diesy Fitriani</dc:rights>
</oai_dc:dc>