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Quadruple Helix Engagement: Reviews on Shariah Fintech Based SMEs Digitalization Readiness

Indonesian Journal of Electical Engineering and Informatics (IJEEI) · Vol. 10 No. 1 (2022) · pp. 112–122

DOI
10.52549/ijeei.v10i1.3455
ISSN
2089-3272, 2089-3272
Published
2022-03-15
Publisher
IAES Indonesian Section
Language
en

Abstract

The development of Sharia Financial Technology (Fintech) after Covid-19 has experienced significant fluctuations in affecting the country’s economy. The importance of the role of Financial Transactions in the digitalization readiness of SMEs makes a considerable contribution to the use of Financial Technology as an effort to maintain the sustainability of SMEs. Identification of the involvement of the quadruple Helix (government, investors, academics, and communities) in maintaining the financial stability of SMEs through Sharia Fintech emerged as new challenges and opportunities in improving the economy after Covid 19 in Indonesia. Therefore, a systematic literature review investigation regarding how to utilize Sharia fintech products that are adjusted to the degree of digitization is required to help SMEs’ sustainability as well as explore the role of the quadruple Helix in pursuing this success. We identified 110 papers published on Sharia Fintech for SMEs, SMEs Digitalization Readiness, and The Role of Quadruple Helix between 2003-2021 with 87 specifications from Scopus journals and 23 from proceedings conferences. The analysis was performed using Atlas.ti 9 Software Packages on the above topic by limiting the discussion to inclusion and exclusion criteria. The literature review found a lack of study about the evaluation of Quadruple Helix Engagement for Sharia Fintech Based SMEs Digitalization Readiness. Thus, it needs an enhancement of a new model of Sharia fintech quadruple helix recommendation focuses on the SMEs digital readiness assessment as an attempt to increase the utilization of proper Sharia fintech products for SMEs.

Keywords

Collaboration network of the authors

40 authors · 154 co-authorship links · 5 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • National University of Malaysia
  • University of Technology Malaysia
  • King Abdulaziz University
  • Riau University
  • Universitas Sembilanbelas November Kolaka
  • M. Kh Dulati Taraz State University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Syamsudhuha SyamsudhuhaAffiliation unknown5
Dedi IrawanRiau University4
Romi Fadli SyahputraAffiliation unknown4
Haryana HairiAffiliation unknown4
Fitri InsaniAffiliation unknown3
Zahidah ZulkifliAffiliation unknown3
Defrianto DefriantoAffiliation unknown3
Yan SoerbaktiAffiliation unknown3
Raed AlDhubhaniAffiliation unknown2
Fathy Elbouraey EassaKing Abdulaziz University2
Redwan A.K. NoamanNational University of Malaysia2
Mohd Alauddin Mohd AliNational University of Malaysia2
Nasharuddin ZainalNational University of Malaysia2
Septian NugrahaAffiliation unknown2
S.S.M. FauziAffiliation unknown2
Wahyu CandraUniversitas Sembilanbelas November Kolaka2
Vepy AsyanaAffiliation unknown2
Dadang Syarif Shihabudin SahidAffiliation unknown2
Rina AmeliaAffiliation unknown2
Andika ThoibahAffiliation unknown2
Pizaini PizainiAffiliation unknown2
Lola OktaviaAffiliation unknown2
Rahmad AbdillahAffiliation unknown2
Novi YantiAffiliation unknown1
Ruri Hartika ZainAffiliation unknown1
Adil SetiawanAffiliation unknown1
Bolat TassuovM. Kh Dulati Taraz State University1
Lestari HandayaniAffiliation unknown1
Pramulia SuliandriAffiliation unknown1
Ola A. AlwesabiAffiliation unknown1
Raimbayeva SauleAffiliation unknown1
Kurdyukov VitaliyAffiliation unknown1
Ari Sulistyo RiniAffiliation unknown1
Sofia AnitaAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) http://section.iaesonline.com/index.php/IJEEI/oai, first harvested 8 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Quadruple Helix Engagement: Reviews on Shariah Fintech Based SMEs Digitalization Readiness</dc:title>
	<dc:creator xml:lang="en">Okfalisa, Okfalisa</dc:creator>
	<dc:creator xml:lang="en">Mahyarni, Mahyarni</dc:creator>
	<dc:creator xml:lang="en">Anggraini, Wresni</dc:creator>
	<dc:creator xml:lang="en">Saeed, Faisal</dc:creator>
	<dc:creator xml:lang="en">Moshood, Taofeeq D</dc:creator>
	<dc:creator xml:lang="en">Saktioto, Saktioto</dc:creator>
	<dc:subject xml:lang="en">Syariah Fintech</dc:subject>
	<dc:subject xml:lang="en">Quadruple Helix</dc:subject>
	<dc:subject xml:lang="en">SMEs Digitalization Readiness</dc:subject>
	<dc:subject xml:lang="en">Performance Measurement</dc:subject>
	<dc:subject xml:lang="en">Financial Transaction</dc:subject>
	<dc:description xml:lang="en">The development of Sharia Financial   Technology (Fintech) after Covid-19 has experienced significant fluctuations   in affecting the country’s economy. The importance of the role of Financial   Transactions in the digitalization readiness of SMEs makes a considerable contribution to   the use of Financial Technology as an effort to maintain the sustainability of   SMEs. Identification of the involvement of the quadruple Helix (government,   investors, academics, and communities) in maintaining the financial stability   of SMEs through Sharia Fintech emerged as new challenges and opportunities in   improving the economy after Covid 19 in Indonesia. Therefore, a systematic   literature review investigation   regarding how to utilize Sharia fintech products that are adjusted to the   degree of digitization is required to help SMEs’ sustainability as well as   explore the role of the quadruple Helix in pursuing this success. We   identified 110 papers published on Sharia Fintech for SMEs, SMEs   Digitalization Readiness, and The Role of Quadruple Helix between 2003-2021   with 87 specifications from Scopus journals and 23 from proceedings conferences. The   analysis was performed using   Atlas.ti 9 Software Packages on the above topic by limiting the   discussion to inclusion and   exclusion criteria. The literature review found a lack of study about the evaluation of Quadruple   Helix Engagement for Sharia Fintech Based SMEs Digitalization Readiness. Thus, it needs an enhancement of a   new model of Sharia fintech quadruple helix recommendation focuses on the   SMEs digital readiness assessment as an attempt to increase the utilization of proper   Sharia fintech products for   SMEs.</dc:description>
	<dc:publisher xml:lang="en">IAES Indonesian Section</dc:publisher>
	<dc:date>2022-03-15</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://section.iaesonline.com/index.php/IJEEI/article/view/3455</dc:identifier>
	<dc:identifier>10.52549/ijeei.v10i1.3455</dc:identifier>
	<dc:source xml:lang="en">Indonesian Journal of Electrical Engineering and Informatics (IJEEI); Vol. 10 No. 1: March 2022; 112-122</dc:source>
	<dc:source>2089-3272</dc:source>
	<dc:source>2089-3272</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://section.iaesonline.com/index.php/IJEEI/article/view/3455/677</dc:relation>
</oai_dc:dc>