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Bank Selection Criteria and SERVQUAL Survey among Muslims in Mauritius

QIJIS (Qudus International Journal Of Islamic Studies) · Vol. 6 No. 2 (2018) · pp. 221–250

DOI
10.21043/qijis.v6i2.3756
ISSN
2476-9304, 2355-1895
Published
2018-08-24
Publisher
IAIN Kudus
Language
eng
License
creativecommons.org/licenses/by/4.0

Abstract

As a Muslim minority country located far off the east coast of South Africa, Mauritius has successfully introduced Islamic finance since 1998. However, the development is not as expected since two Islamic banking windows were closed down and the only Islamic commercial bank in the country has been struggling hard in order to generate favorable expected profits. The aims of this study are to investigate the bank selection criteria among Muslims in Mauritius and to evaluate the customer satisfaction upon the Islamic banking service quality in the country. The findings show that privacy, easy access, service quality, facilities, transparency and bank reputation are the factors influence Muslim Mauritian to patronize bank and interestingly religion and religiosity are out of it. The importance – performance analysis is used to provide an interesting visual analysis on the service quality items examined. The findings suggest that Islamic banks must improve their Tangible and Reliability aspects in order to satisfy the customers and eventually become more profitable.

Keywords

Collaboration network of the authors

20 authors · 35 co-authorship links · 24 across different organisations

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Universiti Brunei Darussalam
  • IAIN Kudus
  • Sunan Gunung Djati State Islamic University Bandung
  • UIN Sunan Ampel Surabaya
  • Ministry of Health and Quality of Life
  • National Research and Innovation Agency
  • Ewha Womans University
  • Other organisations
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Umar Habibu UmarUniversiti Brunei Darussalam3
Mohd Hairul Azrin BesarUniversiti Brunei Darussalam3
Cucu SusilawatiSunan Gunung Djati State Islamic University Bandung2
Agus JoharudinSunan Gunung Djati State Islamic University Bandung1
Adang SonjayaNational Research and Innovation Agency1
Masnaini AliminEwha Womans University1
Kharis Fadlullah HanaIAIN Kudus1
Abdulloh HamidUIN Sunan Ampel Surabaya1
Arif Ainur RofiqUIN Sunan Ampel Surabaya1
Syed Musa Syed Jaafar Al-HabshiAffiliation unknown1
Norzitah Abdul KarimInternational Islamic University Malaysia1
Ahmad AtabikIAIN Kudus1
Tasiu Tijjani SabiuUniversiti Brunei Darussalam1
Junaidu Muhammad KurawaBayero University Kano1
Yoyok PrasetyoUniversitas Islam Nusantara1
Mohamad Anton AthoillahSunan Gunung Djati State Islamic University Bandung1
Ahmad Azam SulaimanUniversity of Malaya1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) http://journal.stainkudus.ac.id/index.php/QIJIS/oai, first harvested 10 Nov 2026, last seen 10 Nov 2026.
Original metadata (oai_dc)
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	<dc:title xml:lang="en-US">Bank Selection Criteria and SERVQUAL Survey among Muslims in Mauritius</dc:title>
	<dc:creator>Abduh, Muhamad</dc:creator>
	<dc:creator>Ramjaun, Shaheen Bibi</dc:creator>
	<dc:creator>Mustaqim, Muhamad</dc:creator>
	<dc:subject xml:lang="en-US"></dc:subject>
	<dc:subject xml:lang="en-US">Mauritius; Islamic bank; bank selection criteria; service quality; importance-performance analysis</dc:subject>
	<dc:description xml:lang="en-US">As a Muslim minority country located far off the east coast of South Africa, Mauritius has successfully introduced Islamic finance since 1998. However, the development is not as expected since two Islamic banking windows were closed down and the only Islamic commercial bank in the country has been struggling hard in order to generate favorable expected profits. The aims of this study are to investigate the bank selection criteria among Muslims in Mauritius and to evaluate the customer satisfaction upon the Islamic banking service quality in the country. The findings show that privacy, easy access, service quality, facilities, transparency and bank reputation are the factors influence Muslim Mauritian to patronize bank and interestingly religion and religiosity are out of it. The importance – performance analysis is used to provide an interesting visual analysis on the service quality items examined. The findings suggest that Islamic banks must improve their Tangible and Reliability aspects in order to satisfy the customers and eventually become more profitable.</dc:description>
	<dc:publisher xml:lang="en-US">IAIN Kudus</dc:publisher>
	<dc:contributor xml:lang="en-US"></dc:contributor>
	<dc:date>2018-08-24</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
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	<dc:identifier>http://journal.stainkudus.ac.id/index.php/QIJIS/article/view/3756</dc:identifier>
	<dc:identifier>10.21043/qijis.v6i2.3756</dc:identifier>
	<dc:source xml:lang="id-ID">QIJIS; Vol 6, No 2 (2018); 221-250</dc:source>
	<dc:source xml:lang="en-US">QIJIS (Qudus International Journal of Islamic Studies); Vol 6, No 2 (2018); 221-250</dc:source>
	<dc:source>2476-9304</dc:source>
	<dc:source>2355-1895</dc:source>
	<dc:source>10.21043/qijis.v6i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>http://journal.stainkudus.ac.id/index.php/QIJIS/article/view/3756/pdf</dc:relation>
	<dc:relation>http://journal.stainkudus.ac.id/index.php/QIJIS/article/downloadSuppFile/3756/319</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2018 Muhamad Abduh, Shaheen Bibi Ramjaun</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by/4.0</dc:rights>
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