Simulasi Pemodelan Jalur Semiparametrik Truncated Spline pada Kasus Perkembangan Cashless Society

Pramaningrum, Dea Saraswati; Fernandes, Adji; Iriany, Atiek; Solimun; Budi Astuti, Ani; Haneinanda Junianto, Fachira; Fernandes, Adji

doi:10.25126/jtiik.2025128679

Open access Journal SINTA 2

Simulasi Pemodelan Jalur Semiparametrik Truncated Spline pada Kasus Perkembangan Cashless Society

Jurnal Teknologi Informasi dan Ilmu Komputer (JTIIK) · Vol. 12 No. 1 (2025) · pp. 31–38

DOI: 10.25126/jtiik.2025128679
ISSN: 2528-6579, 2355-7699
Published: 2025-02-27
Publisher: Fakultas Ilmu Komputer, Universitas Brawijaya
Language: id
License: creativecommons.org/licenses/by-sa/4.0

Abstract

Simulasi merupakan suatu proses merancang model matematis dari sistem yang nyata dengan cara melakukan percobaan terhadap model menggunakan komputer. Pada penelitian ini simulasi untuk memodelkan kasus perkembangan cashless society karena adanya keterbatasan ketersediaan data asli. Pemodelan simulasi dilakukan berdasarkan hasil analisis data asli yang menggunakan analisis jalur semiparametrik truncated spline. Data asli yang digunakan merupakan hasil kuesioner dengan responden sebanyak 100 nasabah bank pengguna m-banking. Perkembangan cashless society merupakan topik yang menarik untuk diteliti karena di Indonesia sendiri terdapat perubahan kebiasaan masyarakat dalam bertransaksi menggunakan non-tunai semenjak mewabahnya virus COVID-19. Hasil penelitian menunjukkan bahwa skenario model yang dapat dijadikan acuan untuk pengambilan keputusan terkait perkembangan cashless society adalah kombinasi model semiparametrik truncated spline berordo linier dengan dua titik knot di mana hanya terdapat satu hubungan nonparametrik pada model. Hasil penelitian dijadikan acuan oleh pemerintah terkhusus pihak bank untuk mendukung perkembangan cashless society. Abstract Simulation is a process of designing a mathematical model of a real system by conducting experiments on the model using a computer. In this study, a simulation is used to model the case of the development of a cashless society due to the limited availability of original data. Simulation modeling was carried out based on the results of original data analysis using truncated spline semiparametric path analysis.The original data used was the result of a questionnaire with respondents of 100 bank customers using m-banking. The development of a cashless society is an interesting topic to study because in Indonesia itself there has been a change in people's habits in transacting using non-cash since the outbreak of the COVID-19 virus. The results show that the model scenario that can be used as a reference for decision-making related to the development of a cashless society is a combination of a semiparametric truncated spline model of a linear order with two knots where there is only one nonparametric relationship in the model. The results of the research are used as a reference by the government, especially the bank to support the development of a cashless society.

Keywords

Collaboration network of the authors

40 authors · 142 co-authorship links · 11 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

University of Brawijaya
State University of Malang
Universitas Negeri Surabaya
Universiti Malaysia Sarawak
Affiliation unknown

Different organisations
Same organisation
Affiliation unknown
Thicker line = more joint articles · bigger circle = more articles

Show as table

Co-author	Organisation	Joint articles
Adji Achmad Rinaldo Fernandes	University of Brawijaya	8
Wigbertus Ngabu	University of Brawijaya	5
Solimun Solimun	University of Brawijaya	5
Hanifa Sepriadi	University of Brawijaya	3
Suci Astutik	University of Brawijaya	3
Henny Pramoedyo	University of Brawijaya	3
Eni Sumarminingsih	University of Brawijaya	3
Ni Wayan Surya Wardhani	University of Brawijaya	2
Lalu Ramzy Rahmanda	Affiliation unknown	2
Lalu Ramzy Rahmanda	Affiliation unknown	2
Hanifa Sepriadi	Affiliation unknown	2
Adji Achmad Rinaldo Fernandes	Affiliation unknown	2
Cindy Rudiat Sekarsari	University of Brawijaya	2
Nabila Ayunda Sovia	Affiliation unknown	2
Ulfah Maisaroh	University of Brawijaya	2
Luthfatul Amaliana	Affiliation unknown	1
Rossanda Sevia Gadis	Affiliation unknown	1
Naurah Atikah Rabbani	Affiliation unknown	1
Sri Handayani	University of Brawijaya	1
Nur Silviyah Rahmi	University of Brawijaya	1
Alifiandi Rafi Muhammad	University of Brawijaya	1
Danang Arianto	University of Brawijaya	1
Arditama Putra	University of Brawijaya	1
Rahma Fitriani	University of Brawijaya	1
Abdi Negara Guci	University of Brawijaya	1
Viky Iqbal Azizul Alim	State University of Malang	1
Laila Nur Azizah	University of Brawijaya	1
Meirida Karisma Putri	University of Brawijaya	1
Achmad Efendi	University of Brawijaya	1
Devi Azarina Manzilir Rohmah	University of Brawijaya	1
Danang Ariyanto	Universitas Negeri Surabaya	1
Rosita Hamdan	Universiti Malaysia Sarawak	1
Petrus Kanisius Ola	University of Brawijaya	1
Devi Veda Amanda	University of Brawijaya	1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://jtiik.ub.ac.id/index.php/jtiik/en/oai, first harvested 27 Oct 2026, last seen 8 Nov 2026.

Original metadata (oai_dc)

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	<dc:title xml:lang="en">Simulasi Pemodelan Jalur Semiparametrik Truncated Spline pada Kasus Perkembangan Cashless Society</dc:title>
	<dc:creator xml:lang="en">Pramaningrum, Dea Saraswati</dc:creator>
	<dc:creator xml:lang="en">Fernandes, Adji</dc:creator>
	<dc:creator xml:lang="en">Iriany, Atiek</dc:creator>
	<dc:creator xml:lang="en">Solimun</dc:creator>
	<dc:creator xml:lang="en">Budi Astuti, Ani</dc:creator>
	<dc:creator xml:lang="en">Haneinanda Junianto, Fachira </dc:creator>
	<dc:creator xml:lang="id">Fernandes, Adji</dc:creator>
	<dc:subject xml:lang="en">Cashless Society, Jalur Semiparametrik, Pemodelan, Simulasi, Truncated Spline</dc:subject>
	<dc:description xml:lang="en">Simulasi merupakan suatu proses merancang model matematis dari sistem yang nyata dengan cara melakukan percobaan terhadap model menggunakan komputer. Pada penelitian ini simulasi untuk memodelkan kasus perkembangan cashless society karena adanya keterbatasan ketersediaan data asli. Pemodelan simulasi dilakukan berdasarkan hasil analisis data asli yang menggunakan analisis jalur semiparametrik truncated spline. Data asli yang digunakan merupakan hasil kuesioner dengan responden sebanyak 100 nasabah bank pengguna m-banking. Perkembangan cashless society merupakan topik yang menarik untuk diteliti karena di Indonesia sendiri terdapat perubahan kebiasaan masyarakat dalam bertransaksi menggunakan non-tunai semenjak mewabahnya virus COVID-19. Hasil penelitian menunjukkan bahwa skenario model yang dapat dijadikan acuan untuk pengambilan keputusan terkait perkembangan cashless society adalah kombinasi model semiparametrik truncated spline berordo linier dengan dua titik knot di mana hanya terdapat satu hubungan nonparametrik pada model. Hasil penelitian dijadikan acuan oleh pemerintah terkhusus pihak bank untuk mendukung perkembangan cashless society.
 
Abstract
Simulation is a process of designing a mathematical model of a real system by conducting experiments on the model using a computer. In this study, a simulation is used to model the case of the development of a cashless society due to the limited availability of original data. Simulation modeling was carried out based on the results of original data analysis using truncated spline semiparametric  path analysis.The original data used was the result of a questionnaire with respondents of 100 bank customers using m-banking. The development of a cashless society is an interesting topic to study because in Indonesia itself there has been a change in people's habits in transacting using non-cash since the outbreak of the COVID-19 virus. The results show that the model scenario that can be used as a reference for decision-making related to the development  of a cashless society is a combination of a semiparametric truncated spline model of a linear order with two knots where there is only one nonparametric relationship in the model. The results of the research are used as a reference by the government, especially the bank to support the development of a cashless society. </dc:description>
	<dc:publisher xml:lang="en">Fakultas Ilmu Komputer, Universitas Brawijaya</dc:publisher>
	<dc:date>2025-02-27</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://jtiik.ub.ac.id/index.php/jtiik/article/view/8679</dc:identifier>
	<dc:identifier>10.25126/jtiik.2025128679</dc:identifier>
	<dc:source xml:lang="id">Jurnal Teknologi Informasi dan Ilmu Komputer; Vol 12 No 1: Februari 2025; 31-38</dc:source>
	<dc:source xml:lang="en">Jurnal Teknologi Informasi dan Ilmu Komputer; Vol. 12 No. 1: Februari 2025; 31-38</dc:source>
	<dc:source>2528-6579</dc:source>
	<dc:source>2355-7699</dc:source>
	<dc:source>10.25126/jtiik.2025121</dc:source>
	<dc:language>id</dc:language>
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	<dc:relation>https://jtiik.ub.ac.id/index.php/jtiik/article/view/8679/1381</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Jurnal Teknologi Informasi dan Ilmu Komputer</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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