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Differences in Characteristics of Farmers who Adopt and Who Do not Adopt a Cattle Business Insurance Program

Hasanuddin Journal of Animal Science (HAJAS) · Vol. 1 No. 2 (2019) · pp. 15–21

DOI
10.20956/hajas.v1i2.7208
ISSN
2621-9190, 2621-9182
Published
2019-11-12
Publisher
Faculty of Animal Science, Hasanuddin University, Makassar, Indonesia
Language
en
License
creativecommons.org/licenses/by-nc/4.0

Abstract

One government program through the Ministry of Agriculture of the Republic of Indonesia is insurance for cattle business as a manifestation of the government's partisanship in an effort to protect cattle farmers from the risk of death and loss of cattle. To support the program, Gowa Regency has implemented a cattle business insurance program. Farmers are a very influential factor in the adoption of cattle business insurance programs that have different characteristics to adopt so as to minimize the risk of their livestock business.This study aims to determine the differences in characteristics of farmers who adopt and who do not adopt a cattle business insurance program. This research was conducted in Bungaya District, Gowa Regency from February to March 2019. The method used is descriptive research using 98 farmers as a sample consisting of 63 people who adopted and 35 people who did not adopt, data collected through interviews and analyzed descriptively statistically. The results showed that differences in the characteristics of farmers who adopted and did not adopt a cattle business insurance program consisting of:(a) the age of farmers is mostly 38 to 54 years with those adopting 35 people and those who do not adopt 16 people; (b) most of them are male, where 51 farmers adopt and 28 farmers who do not adopt; (c) the last level of education of the farmer is mostly elementary school/equivalent who adopted as many as 25 people and those who did not adopt 14 people; (d) the total number of family members of farmers is 4 to 6 in which 29 people adopt and 22 people do not adopt; (e) the scale of the business of most 1 to 7 cattle owned by farmers as many as 54 people who adopted and 32 people who did not adopt; and (f) the experience of raising is mostly in the range of 10 to 23 years where those who adopt as many as 40 people and those who do not adopt 24 people.

Keywords

Collaboration network of the authors

31 authors · 93 co-authorship links · 26 across different organisations

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • Hasanuddin University
  • Universitas Muslim Maros
  • Universitas Handayani Makassar
  • Khon Kaen University
  • Universiti Putra Malaysia
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Ahmad Ramadhan SiregarHasanuddin University3
Aslina AsnawiHasanuddin University3
Sitti SohrahUniversitas Muslim Maros2
Siti NurlaelahAffiliation unknown2
Retno FitriantyAffiliation unknown2
Abdel Razzaq Al‐TawahaAffiliation unknown2
Agustina AbdullahHasanuddin University2
Muhammad AminawarAffiliation unknown2
Utami LarasatiHasanuddin University2
Ilham SyarifAffiliation unknown1
Siti Nurani SirajuddinHasanuddin University1
Arizal Arizal MangkaHasanuddin University1
Andi Amidah AmrawatiHasanuddin University1
Muhammad RisalUniversitas Handayani Makassar1
Hastang HastangHasanuddin University1
Muhammad Ihsan Andi DagongHasanuddin University1
Hendra HendraAffiliation unknown1
Indrawirawan IndrawirawanHasanuddin University1
Aulia Uswa Noor KhasanahHasanuddin University1
Iin Mulyawati DariyatmoKhon Kaen University1
Firdayanti FirdayantiHasanuddin University1
Aulisani AnnisaHasanuddin University1
Nitty Hirawaty KamarulzamanUniversiti Putra Malaysia1
St. RohaniHasanuddin University1
KridayantiAffiliation unknown1
Busrayana BusrayanaHasanuddin University1
Rahmayanti RahmayantiHasanuddin University1
St. RohaniHasanuddin University1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unhas.ac.id/index.php/hajas/oai, first harvested 2 Nov 2026, last seen 2 Nov 2026.
Original metadata (oai_dc)
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en">Differences in Characteristics of Farmers who Adopt and Who Do not Adopt a Cattle Business Insurance Program</dc:title>
	<dc:creator xml:lang="en">Riana, Ica Azisah</dc:creator>
	<dc:creator xml:lang="en">Baba, Syahdar</dc:creator>
	<dc:creator xml:lang="en">Sirajuddin, Sitti Nurani</dc:creator>
	<dc:subject xml:lang="en">Beef cattle</dc:subject>
	<dc:subject xml:lang="en">characteristics of farmers</dc:subject>
	<dc:subject xml:lang="en">cattle business insurance.</dc:subject>
	<dc:description xml:lang="en">One government program through the Ministry of Agriculture of the Republic of Indonesia is insurance for cattle business as a manifestation of the government's partisanship in an effort to protect cattle farmers from the risk of death and loss of cattle.  To support the program, Gowa Regency has implemented a cattle business insurance program.  Farmers are a very influential factor in the adoption of cattle business insurance programs that have different characteristics to adopt so as to minimize the risk of their livestock business.This study aims to determine the differences in characteristics of farmers who adopt and who do not adopt a cattle business insurance program.  This research was conducted in Bungaya District, Gowa Regency from February to March 2019. The method used is descriptive research using 98 farmers as a sample consisting of 63 people who adopted and 35 people who did not adopt, data collected through interviews and analyzed descriptively statistically.  The results showed that differences in the characteristics of farmers who adopted and did not adopt a cattle business insurance program consisting of:(a) the age of farmers is mostly 38 to 54 years with those adopting 35 people and those who do not adopt 16 people; (b) most of them are male, where 51 farmers adopt and 28 farmers who do not adopt; (c) the last level of education of the farmer is mostly elementary school/equivalent who adopted as many as 25 people and those who did not adopt 14 people; (d) the total number of family members of farmers is 4 to 6 in which 29 people adopt and 22 people do not adopt; (e) the scale of the business of most 1 to 7 cattle owned by farmers as many as 54 people who adopted and 32 people who did not adopt; and (f) the experience of raising is mostly in the range of 10 to 23 years where those who adopt as many as 40 people and those who do not adopt 24 people. </dc:description>
	<dc:publisher xml:lang="en">Faculty of Animal Science, Hasanuddin University, Makassar, Indonesia</dc:publisher>
	<dc:date>2019-11-12</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unhas.ac.id/index.php/hajas/article/view/7208</dc:identifier>
	<dc:identifier>10.20956/hajas.v1i2.7208</dc:identifier>
	<dc:source xml:lang="en">Hasanuddin Journal of Animal Science (HAJAS); Vol. 1, No. 2 (2019); 15-21</dc:source>
	<dc:source>2621-9190</dc:source>
	<dc:source>2621-9182</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://journal.unhas.ac.id/index.php/hajas/article/view/7208/4782</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2020 Hasanuddin Journal of Animal Science (HAJAS)</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-nc/4.0</dc:rights>
</oai_dc:dc>