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Peningkatan Literasi Keuangan Melalui Metode Stimulus-Respon

Journal of Community Empowerment · Vol. 2 No. 2 (2022) · pp. 63–66

DOI
10.15294/jce.v2i2.59615
ISSN
2798-5997, 2807-1115
Published
2022-08-31
Publisher
Universitas Negeri Semarang
Language
eng

Abstract

Abstrak. Keberhasilan program literasi keuangan dari Otoritas Jasa Keuangan (OJK) dari Pendidikan dasar ke Pendidikan tinggi, bergantung dari peran Guru. Riset terdahulu menjelaskan guru Pendidikan bisnis menghasilkan kompetensi literasi keuangan siswa lebih baik dibanding selain guru Pendidikan bisnis. Tujuan kegiatan ini adalah meningkatkan pemahaman guru Pendidikan bisnis atau ekonomi di Kota Semarang dalam literasi keuangan. Metode yang digunakan stimulus-respon dengan cara memberikan stimulus kasus nyata tentang literasi keuangan di materi dividing (pembagian), nilai waktu dari uang (time value of money), bunga tunggal (single interest), bunga majemuk (compound interest), inflasi (inflation), dan investasi (investment). Hasilnya, mereka merespon secara langsung secara interaktif yaitu semakin besar periode investasi yang dilakukan sekarang dan interest maka semaki besar nilai uang mendatang. Sebaliknya, ketika nilai uang mendatang menjadi lebih kecil ketika periode dan interest semakin besar. Guru dapat membedakan instrument investasi berdasarkan periode waktu dan interestnya. Abstract. The success of the financial literacy program from the Financial Services Authority (OJK) from basic education to higher education, relies on the role of the teacher. Previous research has shown that business education teachers produce students' financial literacy competencies that are better than business education teachers. The method of this activies was provide stimulus real cases about financial literacy of material distribution (division), time value of money, single interest, compound interest, inflation (inflation), and investment. ). As a result, they respond directly interactively, namely the greater the investment period now and the greater the value of money in the future. Conversely, when the future value of money becomes smaller when the period and interest are getting bigger. Teachers can distinguish investment instruments based on their time period and interests.

Collaboration network of the authors

40 authors · 123 co-authorship links · 3 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • State University of Semarang
  • Universitas Media Nusantara Citra
  • Universitas Muara Bungo
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Suwito Eko PramonoAffiliation unknown5
Tri Joko RaharjoAffiliation unknown5
Tri Joko RaharjoAffiliation unknown4
Widiyanto WidiyantoAffiliation unknown4
Noor HudallahAffiliation unknown3
Sucihatiningsih Dian Wisika PrajantiState University of Semarang2
Nina OktarinaAffiliation unknown2
Agus WahyudinAffiliation unknown2
Sugiyo SugiyoAffiliation unknown2
Titi PrihatinAffiliation unknown2
Muhammad KhafidAffiliation unknown2
Kardoyo KardoyoAffiliation unknown2
I Gusti Ayu Agung Aristi PutriUniversitas Media Nusantara Citra1
Ananda Fiky Dibanu KhaerUniversitas Media Nusantara Citra1
Dian Fithra PermanaState University of Semarang1
Joko WidodoAffiliation unknown1
Nina OktarinaAffiliation unknown1
Syakila MaulidaAffiliation unknown1
Amanda Dewi PuspitaAffiliation unknown1
Angga Dwi ArdiantoAffiliation unknown1
Tri Joko RaharjoState University of Semarang1
Harianingsih HarianingsihState University of Semarang1
Didik WiyonoState University of Semarang1
Muhammad Zaini MiftahState University of Semarang1
Margareta RahayuningsihAffiliation unknown1
S MartonoAffiliation unknown1
Soesanto SoesantoAffiliation unknown1
Agnees Dyah RachmawatieAffiliation unknown1
Siti Fiki IkmahAffiliation unknown1
Gatot Hadi PrasetyoAffiliation unknown1
Yeri SutopoAffiliation unknown1
Edi YuliantoAffiliation unknown1
Fitri NurjannahAffiliation unknown1
Aprilia SusantiUniversitas Muara Bungo1
WasinoAffiliation unknown1
Suwito Eko ParmonoAffiliation unknown1
WidiyantoAffiliation unknown1
Abdul MuklisAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/JCE/oai, first harvested 5 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">Peningkatan Literasi Keuangan Melalui Metode Stimulus-Respon</dc:title>
	<dc:creator>Yulianto, Arief</dc:creator>
	<dc:creator>Wijaya, Angga Pandu</dc:creator>
	<dc:description xml:lang="en-US">Abstrak. Keberhasilan program literasi keuangan dari Otoritas Jasa Keuangan (OJK) dari Pendidikan dasar ke Pendidikan tinggi, bergantung dari peran Guru. Riset terdahulu menjelaskan guru Pendidikan bisnis menghasilkan kompetensi literasi keuangan siswa lebih baik dibanding selain guru Pendidikan bisnis.&amp;nbsp; Tujuan kegiatan ini adalah meningkatkan pemahaman guru Pendidikan bisnis atau ekonomi di Kota Semarang dalam literasi keuangan. Metode yang digunakan stimulus-respon dengan cara memberikan stimulus kasus nyata tentang literasi keuangan di materi dividing (pembagian), nilai waktu dari uang (time value of money), bunga tunggal (single interest), bunga majemuk (compound interest), inflasi (inflation), dan investasi (investment). Hasilnya, mereka merespon secara langsung secara interaktif yaitu semakin besar periode investasi yang dilakukan sekarang dan interest maka semaki besar nilai uang mendatang. Sebaliknya, ketika nilai uang mendatang menjadi lebih kecil ketika periode dan interest semakin besar. Guru dapat membedakan instrument investasi berdasarkan periode waktu dan interestnya.
Abstract. The success of the financial literacy program from the Financial Services Authority (OJK) from basic education to higher education, relies on the role of the teacher. Previous research has shown that business education teachers produce students' financial literacy competencies that are better than business education teachers. The method of this activies was provide stimulus real cases about financial literacy of material distribution (division), time value of money, single interest, compound interest, inflation (inflation), and investment. ). As a result, they respond directly interactively, namely the greater the investment period now and the greater the value of money in the future. Conversely, when the future value of money becomes smaller when the period and interest are getting bigger. Teachers can distinguish investment instruments based on their time period and interests.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2022-08-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/JCE/article/view/59615</dc:identifier>
	<dc:identifier>10.15294/jce.v2i2.59615</dc:identifier>
	<dc:source xml:lang="en-US">Journal of Community Empowerment; Vol 2 No 2 (2022): Journal of Community Empowerment; 63-66</dc:source>
	<dc:source>2798-5997</dc:source>
	<dc:source>2807-1115</dc:source>
	<dc:source>10.15294/jce.v2i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/JCE/article/view/59615/22545</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2022 Journal of Community Empowerment</dc:rights>
	<dc:rights xml:lang="en-US">https://journal.unnes.ac.id/sju/index.php/JCE/issue/view/2412</dc:rights>
</oai_dc:dc>