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Economic Empowerment of Indonesian Migrant Workers in South Korea Through Digital-Based Financial Literacy

Jurnal Abdimas · Vol. 29 No. 1 (2025) · pp. 168–175

DOI
10.15294/abdimas.v29i1.31052
ISSN
2503-1252, 1410-2765
Published
2025-07-25
Publisher
Universitas Negeri Semarang
Language
eng

Abstract

Indonesian Migrant Workers (PMI) contribute significantly to the national economy through remittances, but still face challenges in managing their finances wisely. The low level of financial literacy and limited utilization of digital financial services cause many PMIs to have difficulties in long-term financial planning. This service program aims to empower Indonesian migrant workers in South Korea through digital-based financial literacy training using the Design Thinking approach. Five stages in this method: Empathize, Define, Ideate, Prototype, and Test, are used to design learning media that suits user needs. The results of the activity showed that the developed media, in the form of online modules, leaflets, and training videos, were rated as excellent by experts and migrant practitioners with an average score of 3.71 on a scale of 4. The evaluation also showed that this media is easy to understand, relevant to the needs of migrant workers, and has the potential to be developed sustainably. This service not only improves the financial literacy of migrant workers, but also opens up opportunities for program replication in other migrant communities.

Keywords

Collaboration network of the authors

40 authors · 89 co-authorship links · 3 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • State University of Semarang
  • State University of Malang
  • Indonesia Open University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
R Benny RiyantoAffiliation unknown3
Talitha WidiatningrumAffiliation unknown3
Widiyanto WidiyantoAffiliation unknown3
Shanty OktaviliaAffiliation unknown3
Fauzul AdzimAffiliation unknown3
Arief YuliantoState University of Semarang2
Etty Puji LestariAffiliation unknown2
Eko HandoyoAffiliation unknown2
Amin PujiatiAffiliation unknown2
Kardoyo KardoyoAffiliation unknown2
Moh Yasir AlimiAffiliation unknown2
Rizqi Fitri NaryantoAffiliation unknown2
Fiqri Fadillah FahmiAffiliation unknown2
Wara Dyah Pita RenggaAffiliation unknown2
Subiyanto SubiyantoState University of Semarang1
Nur Azis SalimState University of Semarang1
Setya Budi Arif PrabowoState University of Semarang1
Deyndrawan SutrisnoState University of Semarang1
Andika AnantyoState University of Semarang1
Dewi AnggrianiState University of Semarang1
Etty SoesilowatiState University of Malang1
Etty Puji LestariIndonesia Open University1
Nana Kariada Tri MartutiState University of Semarang1
Widya Hary CahyatiAffiliation unknown1
Natalia Desy PutriningtyasAffiliation unknown1
Edi KurniawanAffiliation unknown1
Margareta RahayuningsihAffiliation unknown1
S MartonoAffiliation unknown1
Edi KurniawanAffiliation unknown1
Aji Prasetya WibawaAffiliation unknown1
Mutiara KiranawatiAffiliation unknown1
Lukluk Ul MuyassarohAffiliation unknown1
Edi KurniawanAffiliation unknown1
Andryan SetyadharmaAffiliation unknown1
Dini Mellinda KrisnawatiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/abdimas/oai, first harvested 5 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en">Economic Empowerment of Indonesian Migrant Workers in South Korea Through Digital-Based Financial Literacy</dc:title>
	<dc:creator xml:lang="en">Prajanti, Sucihatiningsih Dian Wisika </dc:creator>
	<dc:creator xml:lang="en">Bahatmaka, Aldias </dc:creator>
	<dc:creator xml:lang="en">Diantoro, Markus </dc:creator>
	<dc:creator xml:lang="en">Pujiarti, Herlin </dc:creator>
	<dc:creator xml:lang="en">Retnaningsih, Prihatini </dc:creator>
	<dc:subject xml:lang="en">community service, design thinking, digital media, financial literacy, migrant workers </dc:subject>
	<dc:description xml:lang="en">Indonesian Migrant Workers (PMI) contribute significantly to the national economy through remittances, but still face challenges in managing their finances wisely. The low level of financial literacy and limited utilization of digital financial services cause many PMIs to have difficulties in long-term financial planning. This service program aims to empower Indonesian migrant workers in South Korea through digital-based financial literacy training using the Design Thinking approach. Five stages in this method: Empathize, Define, Ideate, Prototype, and Test, are used to design learning media that suits user needs. The results of the activity showed that the developed media, in the form of online modules, leaflets, and training videos, were rated as excellent by experts and migrant practitioners with an average score of 3.71 on a scale of 4. The evaluation also showed that this media is easy to understand, relevant to the needs of migrant workers, and has the potential to be developed sustainably. This service not only improves the financial literacy of migrant workers, but also opens up opportunities for program replication in other migrant communities.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2025-07-25</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/abdimas/article/view/31052</dc:identifier>
	<dc:identifier>10.15294/abdimas.v29i1.31052</dc:identifier>
	<dc:source xml:lang="en">Jurnal Abdimas; Vol. 29 No. 1 (2025): June 2025; 168-175</dc:source>
	<dc:source>2503-1252</dc:source>
	<dc:source>1410-2765</dc:source>
	<dc:source>10.15294/8yh6yg19</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/abdimas/article/view/31052/5159</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Jurnal Abdimas</dc:rights>
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