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Pengaruh Financial Knowledge, Financial Attitude dan Income terhadap Personal Financial Management Behavior melalui Locus Of Control sebagai Variabel Intervening

Economic Education Analysis Journal · Vol. 9 No. 3 (2020) · pp. 748–767

DOI
10.15294/eeaj.v9i3.42349
ISSN
2502-356X, 2252-6544
Published
2020-11-04
Publisher
Universitas Negeri Semarang
Language
eng

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui apakah ada pengaruh financial knowledge, financial attitude dan income terhadap personal financial management behavior baik secara langsung maupun melalui locus of control sebagai variabel intervening. Populasi penelitian ini adalah Mahasiswa Fakultas Ekonomi Universitas Negeri Semarang tahun angkatan 2016 sejumlah 920 mahasiswa dan sampel sejumlah 279 mahasiswa yang dihitung berdasarkan rumus slovin dengan teknik incidental sampling. Penelitian ini menggunakan pendekatan kuantitatif dan metode pengumpulan data menggunakan kuesioner. Teknik analisis data dengan menggunakan analisis deskriptif, analisis jalur dan uji sobel. Berdasarkan hasil penelitian dapat disimpulkan bahwa (1) ada pengaruh positif financial knowledge, financial attitude, income dan locus of control terhadap personal financial management behavior (2) ada pengaruh positif financial knowledge, financial attitude dan income terhadap locus of control (3) ada pengaruh positif financial knowledge dan financial attitude terhadap personal financial management behavior melalui locus of control (4) tidak ada pengaruh income terhadap personal financial management behavior melalui locus of control.

Collaboration network of the authors

40 authors · 59 co-authorship links · 1 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • State University of Semarang
  • Universitas Media Nusantara Citra
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Rusdarti RusdartiAffiliation unknown3
Agus WahyudinAffiliation unknown3
Indah AnisykurlillahAffiliation unknown2
Linda AgustinaAffiliation unknown2
Joko WidodoAffiliation unknown2
Achmad SlametAffiliation unknown2
Arief YuliantoUniversitas Media Nusantara Citra2
Amin PujiatiAffiliation unknown2
Zaenuri ZaenuriState University of Semarang1
Fathur RokhmanState University of Semarang1
Arief RohmanAffiliation unknown1
Ellianawati EllianawatiState University of Semarang1
Decky AvriliandaState University of Semarang1
Faricha Putri Alif ViaAffiliation unknown1
Noviana Bekti LestariAffiliation unknown1
Niswatun HasanahAffiliation unknown1
Abiprayasa Kawiswara Weko HartoyoAffiliation unknown1
Rida AndriyaniAffiliation unknown1
Eloking Surya Sekar MahardikaAffiliation unknown1
Fani KarinaAffiliation unknown1
Ria AniktiaAffiliation unknown1
Umi HanifahAffiliation unknown1
Lucky Tio MonikaAffiliation unknown1
Eko Marliyana MarliyanaAffiliation unknown1
Yanuar Dwi PurnomoAffiliation unknown1
Ade Dwi SuryaniAffiliation unknown1
Atiyah Nima FaradisaAffiliation unknown1
Eka Deny PrihastomoAffiliation unknown1
Fita Kartika BuanaAffiliation unknown1
Ulfi Nihayah FitriyaniAffiliation unknown1
Hidayatul KhasanahAffiliation unknown1
Milla SeptianaAffiliation unknown1
Devi SoniaAffiliation unknown1
Vivi Ayuning TyasAffiliation unknown1
Siska Puji LestariAffiliation unknown1
Ayu SuryaniAffiliation unknown1
Abdul KodirAffiliation unknown1
IstichomahwatiAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/eeaj/oai, first harvested 5 Nov 2026, last seen 5 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">Pengaruh Financial Knowledge,  Financial Attitude dan Income terhadap Personal Financial Management Behavior melalui Locus Of Control sebagai Variabel Intervening</dc:title>
	<dc:creator>Asih, Sekar Widi</dc:creator>
	<dc:creator>Khafid, Muhammad</dc:creator>
	<dc:description xml:lang="en-US">Tujuan dari penelitian ini adalah untuk mengetahui apakah ada pengaruh financial knowledge, financial attitude dan income terhadap personal financial management behavior baik secara langsung maupun melalui locus of control sebagai variabel intervening. Populasi penelitian ini adalah Mahasiswa Fakultas Ekonomi Universitas Negeri Semarang tahun angkatan 2016 sejumlah 920 mahasiswa dan sampel sejumlah 279 mahasiswa yang dihitung berdasarkan rumus slovin dengan teknik incidental sampling. Penelitian ini menggunakan pendekatan kuantitatif dan metode pengumpulan data menggunakan kuesioner. Teknik analisis data dengan menggunakan analisis deskriptif, analisis jalur dan uji sobel. Berdasarkan hasil penelitian dapat disimpulkan bahwa (1) ada pengaruh positif financial knowledge, financial attitude, income dan locus of control terhadap personal financial management behavior (2) ada pengaruh positif financial knowledge, financial attitude dan income terhadap locus of control (3) ada pengaruh positif financial knowledge dan financial attitude terhadap personal financial management behavior melalui locus of control (4) tidak ada pengaruh income terhadap personal financial management behavior melalui locus of control.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2020-11-04</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
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	<dc:identifier>https://journal.unnes.ac.id/sju/eeaj/article/view/42349</dc:identifier>
	<dc:identifier>10.15294/eeaj.v9i3.42349</dc:identifier>
	<dc:source xml:lang="en-US">Economic Education Analysis Journal; Vol 9 No 3 (2020): Economic Education Analysis Journal; 748-767</dc:source>
	<dc:source>2502-356X</dc:source>
	<dc:source>2252-6544</dc:source>
	<dc:source>10.15294/eeaj.v9i3</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/eeaj/article/view/42349/17291</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2020 Economic Education Analysis Journal</dc:rights>
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