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Factors Affecting Digital Financial Literature on Batik SMEs in Banyumas Regency

Economic Education Analysis Journal · Vol. 11 No. 1 (2022) · pp. 65–76

DOI
10.15294/eeaj.v11i1.53325
ISSN
2502-356X, 2252-6544
Published
2022-02-24
Publisher
Universitas Negeri Semarang
Language
eng

Abstract

This study aimed to analyze the factors that influence the level of digital financial literacy in Batik SMEs in Banyumas Regency in terms of age, education level, and income level. The object of this research was the Batik SMEs, a member of the Berkah Rindang Kinasih Cooperative, which consists of two plasmas with a total of 24 Batik SMEs. The research method used quantitative method with multiple regression analysis Partial T Test and Simultaneous F Test. The data collection technique was in the form of a questionnaire on digital financial literacy variables. The results of the study were training did not partially affect the digital financial literacy variable, motivation did not partially affect the digital financial literacy variable, age did not partially affect the digital financial literacy variable, education level had no effect partially on the digital financial literacy variable and the level of income did not partially affect the digital financial literacy variable. However, the variables of training, motivation, age, education level, and income level simultaneously or simultaneously affected the Digital Financial Literacy variable.

Collaboration network of the authors

15 authors · 29 co-authorship links

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  • Sultan Ageng Tirtayasa University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
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Co-authorOrganisationJoint articles
Jaryono JaryonoAffiliation unknown3
Herman SambodoAffiliation unknown2
Cut Misni MulasiwiAffiliation unknown2
Nur Fitri YaniAffiliation unknown1
Siti Zulaikha WulandariAffiliation unknown1
Ismiatul KarimahAffiliation unknown1
Elya Salma YasminaAffiliation unknown1
Najmudin NajmudinSultan Ageng Tirtayasa University1
Amelia Siti MarwahAffiliation unknown1
Adi IndrayantoAffiliation unknown1
Aldila KrisnaresantiAffiliation unknown1
Wahyu WidodoAffiliation unknown1
Pribadi ArifAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/eeaj/oai, first harvested 5 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">Factors Affecting Digital Financial Literature on Batik SMEs in Banyumas Regency</dc:title>
	<dc:creator>Naufalin, Lina Rifda</dc:creator>
	<dc:creator>Tohir, Tohir</dc:creator>
	<dc:description xml:lang="en-US">This study aimed to analyze the factors that influence the level of digital financial literacy in Batik SMEs in Banyumas Regency in terms of age, education level, and income level. The object of this research was the Batik SMEs, a member of the Berkah Rindang Kinasih Cooperative, which consists of two plasmas with a total of 24 Batik SMEs. The research method used quantitative method with multiple regression analysis Partial T Test and Simultaneous F Test. The data collection technique was in the form of a questionnaire on digital financial literacy variables. The results of the study were training did not partially affect the digital financial literacy variable, motivation did not partially affect the digital financial literacy variable, age did not partially affect the digital financial literacy variable, education level had no effect partially on the digital financial literacy variable and the level of income did not partially affect the digital financial literacy variable. However, the variables of training, motivation, age, education level, and income level simultaneously or simultaneously affected the Digital Financial Literacy variable.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2022-02-24</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/eeaj/article/view/53325</dc:identifier>
	<dc:identifier>10.15294/eeaj.v11i1.53325</dc:identifier>
	<dc:source xml:lang="en-US">Economic Education Analysis Journal; Vol 11 No 1 (2022): Economic Education Analysis Journal; 65-76</dc:source>
	<dc:source>2502-356X</dc:source>
	<dc:source>2252-6544</dc:source>
	<dc:source>10.15294/eeaj.v11i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/eeaj/article/view/53325/21222</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2022 Economic Education Analysis Journal</dc:rights>
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