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Small Claim Court as the Alternative of Bad Credit Settlement for Legal Certainty of the Economic Actors

Indonesian Journal of Advocacy and Legal Services · Vol. 3 No. 2 (2021) · pp. 137–154

DOI
10.15294/ijals.v3i2.23077
ISSN
2686-2611, 2686-2085
Published
2021-09-30
Publisher
Universitas Negeri Semarang
Language
eng
License
creativecommons.org/licenses/by-nc-sa/4.0

Abstract

This article aimed to analyze the problem of legal cases accumulation, especially default on credit contracts in court. It also analyzes the effectiveness of implementing a small claim court in contract default and the independence of a single judge in handling cases through the small claim court mechanism. Small claim court also to offer a breakthrough in the settlement of bad loans related to contract defaults to reduce the burden on courts in Indonesia and provide legal certainty to business actors. The sole judge also examine, resolve and decide on inheritance cases in a fast and efficient process to issue a fair decision for all parties. This normative study was carried out using statutory, case, comparative law, and analysis content approaches. The research results showed that the filing of small claim court increased 10 times from 2015 to 2020, with the plaintiffs dominated by banks in bad credit cases. A small claim court provides benefits the bank and the customer because it speeds up the settlement of the plaintiff's money in a bad credit case with a case value of not more than 500 million, especially for microloans in a maximum period of 25 days. Furthermore, the latest regulation of 2019 concerning small claim court gives judges the authority to confiscate guarantees and conduct auctions to carry out forced executions through the Court Execution Auction process.

Keywords

Collaboration network of the authors

32 authors · 70 co-authorship links

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • State University of Semarang
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Irma CahyaningtyasAffiliation unknown4
Chandra Noviardy IrawanAffiliation unknown2
Barda Nawawi AriefAffiliation unknown2
Anugrah Muhtarom PratamaAffiliation unknown2
Mohamad Hanapi MohamadAffiliation unknown2
Itok Dwi KurniawanAffiliation unknown1
Dara Pustika SukmaAffiliation unknown1
Bambang SantosoAffiliation unknown1
Mohamad Hanapi Bin MohamadAffiliation unknown1
Kukuh Dwi KurniawanAffiliation unknown1
Hasnan BachtiarAffiliation unknown1
Cahya WulandariState University of Semarang1
Benny SumardianaAffiliation unknown1
Heri IndrajatAffiliation unknown1
Maria Silvya E. WanggaAffiliation unknown1
Anis WidyawatiAffiliation unknown1
Nur RochaetiAffiliation unknown1
Rian SaputraAffiliation unknown1
Muhammad Khalif ArdiAffiliation unknown1
Sunny Ummul FirdausAffiliation unknown1
Rani HendrianaAffiliation unknown1
Lintang Ario PambudiAffiliation unknown1
Weda KupitaAffiliation unknown1
Riski Dysas PrabawaniAffiliation unknown1
Dodi RoikardiAffiliation unknown1
Ridwan ArifinAffiliation unknown1
Bagus Hendradi KusumaAffiliation unknown1
Izan Mateo CassandroAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/journals/ijals/oai, first harvested 5 Nov 2026, last seen 5 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en">Small Claim Court as the Alternative of Bad Credit Settlement for Legal Certainty of the Economic Actors</dc:title>
	<dc:creator xml:lang="en">Pujiyono, Pujiyono</dc:creator>
	<dc:creator xml:lang="en">Pati, Umi Khaerah</dc:creator>
	<dc:creator xml:lang="en">Pranoto, Pranoto</dc:creator>
	<dc:creator xml:lang="en">Tejomurti, Kukuh</dc:creator>
	<dc:subject xml:lang="en">court; default; small claim court</dc:subject>
	<dc:description xml:lang="en">This article aimed to analyze the problem of legal cases accumulation, especially default on credit contracts in court. It also analyzes the effectiveness of implementing a small claim court in contract default and the independence of a single judge in handling cases through the small claim court mechanism. Small claim court also to offer a breakthrough in the settlement of bad loans related to contract defaults to reduce the burden on courts in Indonesia and provide legal certainty to business actors. The sole judge also&amp;nbsp; examine, resolve and decide on inheritance cases in a fast and efficient process to issue a fair decision for all parties. This normative study was carried out using statutory, case, comparative law, and analysis content approaches. The research results showed that the filing of small claim court increased 10 times from 2015 to 2020, with the plaintiffs dominated by banks in bad credit cases. A small claim court provides benefits the bank and the customer because it speeds up the settlement of the plaintiff's money in a bad credit case with a case value of not more than 500 million, especially for microloans in a maximum period of 25 days. Furthermore, the latest regulation of 2019 concerning small claim court gives judges the authority to confiscate guarantees and conduct auctions to carry out forced executions through the Court Execution Auction process.</dc:description>
	<dc:publisher xml:lang="en">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2021-09-30</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/journals/ijals/article/view/23077</dc:identifier>
	<dc:identifier>10.15294/ijals.v3i2.23077</dc:identifier>
	<dc:source xml:lang="en">Indonesian Journal of Advocacy and Legal Services; Vol. 3 No. 2 (2021): Strengthening Communities Amid Uncertainty: How Does Law Work for Society?; 137-154</dc:source>
	<dc:source>2686-2611</dc:source>
	<dc:source>2686-2085</dc:source>
	<dc:source>10.15294/ijals.v3i2</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/journals/ijals/article/view/23077/3504</dc:relation>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by-nc-sa/4.0</dc:rights>
</oai_dc:dc>