Melola Discovery

← Melola Discovery

Journal

The Effect of Financial Literacy, Social Media, and Social Environment towards The Consumptive Behavior of Students at SMA Negeri Kabupaten Jepara

Journal of Economic Education · Vol. 10 No. 1 (2021) · pp. 85–93

DOI
10.15294/jeec.v9i2.43986
ISSN
2301-7341
Published
2021-12-06
Publisher
Universitas Negeri Semarang
Language
eng

Abstract

Consumptive behaviour is a behaviour of consuming products excessively. The aim of this study is to find out the effects of financial literacy, social media, and social environment towards the consumptive behaviour of the students at SMA Negeri Kabupaten Jepara. It is a quantitative research study. The population used was all the eleventh grade students of elective social sciences at SMA Negeri Kabupaten Jepara which amounted to 1315 students, with 307 students as the sample of study. The researcher used questionnaire as the data collection technique. This study used a descriptive percentage and multiple linear regression analysis as the method of analysis. Results of the study showed that financial literacy has a significant negative effect on consumptive behaviour by 20.16%, social media has a significant positive effect on consumptive behaviour by 43.16%, and the social environment has a significant negative effect on consumptive behaviour by 34.45%.

Collaboration network of the authors

40 authors · 100 co-authorship links · 1 across different organisations · showing the 40 most connected

Hover or tap a name to highlight its co-authors. Double-click to open the author's page.

  • State University of Semarang
  • Sebelas Maret University
  • Institut Teknologi Sepuluh Nopember
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Joko WidodoAffiliation unknown8
Rusdarti RusdartiAffiliation unknown7
Heri YantoAffiliation unknown4
Kardoyo KardoyoAffiliation unknown3
Agus WahyudinAffiliation unknown3
Ade RustianaAffiliation unknown3
Arief YuliantoState University of Semarang3
Dian Fithra PermanaAffiliation unknown2
Edy SuryantoSebelas Maret University2
Noor HudallahAffiliation unknown2
Rizqi Mustika WatiAffiliation unknown2
RusdartiAffiliation unknown2
S MartonoAffiliation unknown2
Fahrur RoziInstitut Teknologi Sepuluh Nopember2
Angga WijayaAffiliation unknown1
Liza Dwi AnggraeniAffiliation unknown1
Syaefa Habsyah Nur MaulidaAffiliation unknown1
Muhammad Nukha MurtadloAffiliation unknown1
Angga Pandu WijayaAffiliation unknown1
Syakila MaulidaAffiliation unknown1
Amanda Dewi PuspitaAffiliation unknown1
Yohana Endang TrirahayuAffiliation unknown1
Tafriyadhur Risa BillahAffiliation unknown1
Heni Agus PurwantiAffiliation unknown1
Asrori AsroriAffiliation unknown1
Fahrian Aldi AlfiansyaAffiliation unknown1
Yudha HeriyantoAffiliation unknown1
KastiniAffiliation unknown1
SlametAffiliation unknown1
Ahmad RozaniAffiliation unknown1
KardiyemAffiliation unknown1
Findy Cahya Isca SariAffiliation unknown1
Inarotul CaturmufidariniAffiliation unknown1
Rena Alfatih Dinul HadyuAffiliation unknown1
Ahmad SaerojiAffiliation unknown1
Esti WidyarningsihAffiliation unknown1
Fian FandanuAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://journal.unnes.ac.id/sju/index.php/jeec/oai, first harvested 6 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
<oai_dc:dc xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/  http://www.openarchives.org/OAI/2.0/oai_dc.xsd">
	<dc:title xml:lang="en-US">The Effect of Financial Literacy, Social Media, and Social Environment towards The Consumptive Behavior of Students at SMA Negeri Kabupaten Jepara</dc:title>
	<dc:creator>Miftahul Jannah, Arifa</dc:creator>
	<dc:creator>Murwatiningsih, Murwatiningsih</dc:creator>
	<dc:creator>Oktarina, Nina</dc:creator>
	<dc:description xml:lang="en-US">Consumptive behaviour is a behaviour of consuming products excessively. The aim of this study is to find out the effects of financial literacy, social media, and social environment towards the consumptive behaviour of the students at SMA Negeri Kabupaten Jepara. It is a quantitative research study. The population used was all the eleventh grade students of elective&amp;nbsp; social sciences at&amp;nbsp; SMA Negeri Kabupaten Jepara which amounted to 1315 students, with 307 students as the sample of study. The researcher used questionnaire as the data collection technique. This study used a descriptive percentage and multiple linear regression analysis as the method of analysis. Results of the study showed that financial literacy has a significant negative effect on consumptive behaviour by 20.16%, social media has a significant positive effect on consumptive behaviour by 43.16%, and the social environment has a significant negative effect on consumptive behaviour by 34.45%.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Negeri Semarang</dc:publisher>
	<dc:date>2021-12-06</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en-US">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://journal.unnes.ac.id/sju/jeec/article/view/43986</dc:identifier>
	<dc:identifier>10.15294/jeec.v9i2.43986</dc:identifier>
	<dc:source xml:lang="en-US">Journal of Economic Education; Vol 10 No 1 (2021): June 2021; 85-93</dc:source>
	<dc:source>2301-7341</dc:source>
	<dc:source>10.15294/jeec.v10i1</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://journal.unnes.ac.id/sju/jeec/article/view/43986/17900</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2021 Journal of Economic Education</dc:rights>
</oai_dc:dc>