Open access Journal
Pengaruh Jumlah Kredit dan Suku Bunga Terhadap Pendapatan Usaha Mikro di BRI Unit Kabila
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah · Vol. 1 No. 3 (2014)
- ISSN
- 2355-8520, 2338-4603
- Published
- 2014-03-18
- Publisher
- Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi
- Language
- en
Abstract
This study aims to determine the development of the customer (Micro KUR and significant effect between credit amount and the interest rate on the income customers at BRI Unit Micro Kabila. Kind of research used in this study is a survey method. Data used are primary data interviews with customer respondents micro and secondary data from the BRI unit Kabila, the sampling method used was purposive sample, data collection techniques are methods of documentation and interviews. Data analysis technique used is multiple regression analysis and usingdescriptive statistics. Results from this research showed revenue that micro (Y) 63,7% total affected by credit (X1) and interest rate, while the remaining 36,3 %affected by other factors. R value of 0,798 means that income by the number of loans and interest ratest have a very strong positive relationship. T-test showed that the significant amount of credit, because the value is significantly smaller than the value 0,05 (0,000), while the interest rate effect is not real, because the value is significantly smaller than the value of 0,05 (0,874). For the development of the number of credits and the number of clients small loans (KUR) have increased and decreased each year. Keywords: Economic, credit, interest rates, UKM, income
Collaboration network of the authors
40 authors · 80 co-authorship links · 6 across different organisations · showing the 40 most connected
Hover or tap a name to highlight its co-authors. Double-click to open the author's page.
- State University of Gorontalo
- Hasanuddin University
- Affiliation unknown
- Different organisations
- Same organisation
- Affiliation unknown
- Thicker line = more joint articles · bigger circle = more articles
Show as table
| Co-author | Organisation | Joint articles |
|---|---|---|
| Echan Adam | State University of Gorontalo | 2 |
| Amelia Murtisari | State University of Gorontalo | 2 |
| Yuliana Bakari | State University of Gorontalo | 2 |
| Sri Fatmawati Isini | State University of Gorontalo | 1 |
| Ramlan Mustafa | State University of Gorontalo | 1 |
| Novaldy I. Nadi | State University of Gorontalo | 1 |
| Chusnul Islamiyati Jusuf | State University of Gorontalo | 1 |
| Merlin Moha | State University of Gorontalo | 1 |
| St. Aisyah R | State University of Gorontalo | 1 |
| Afriyanto Saleh | State University of Gorontalo | 1 |
| Mohammad Zubair Hippy | State University of Gorontalo | 1 |
| Rayan Sahari | State University of Gorontalo | 1 |
| Andi Nixia Tenriawaru | Hasanuddin University | 1 |
| Yunus Musa | Hasanuddin University | 1 |
| Rahim Darma | Hasanuddin University | 1 |
| N M Viantika | State University of Gorontalo | 1 |
| Ria Indriani | Affiliation unknown | 1 |
| Yuliana Bakari | Affiliation unknown | 1 |
| Nur Rahmi Suud | Affiliation unknown | 1 |
| Nur Rahmi Suud | Affiliation unknown | 1 |
| Ilin Abuya | State University of Gorontalo | 1 |
| Aguswanto Aguswanto | State University of Gorontalo | 1 |
| Irawati Abdul | State University of Gorontalo | 1 |
| Mohammad Ikbal Bahuwa | State University of Gorontalo | 1 |
| Zainudin Antuli | State University of Gorontalo | 1 |
| Yuriko Boekoesoe | State University of Gorontalo | 1 |
| Ratna Mohune | State University of Gorontalo | 1 |
| Yanti Saleh | State University of Gorontalo | 1 |
| Rifni Mobi | State University of Gorontalo | 1 |
| Muhammad Muhtar | State University of Gorontalo | 1 |
| Sri Yusnani Mokodompit | Affiliation unknown | 1 |
| Syarwani Canon | State University of Gorontalo | 1 |
| Fanny Daud | State University of Gorontalo | 1 |
| Heldy Vanni Alam | State University of Gorontalo | 1 |
| Mohamad Hamdi H. Payuyu | State University of Gorontalo | 1 |
| Muh. Amir Archam | State University of Gorontalo | 1 |
| Sri Astuti Manoppo | State University of Gorontalo | 1 |
Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.