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The INFLUENCE OF FINANCIAL LITERACY, FINANCIAL SOLVENCY, AND RISK TOLERANCE ON FINANCIAL SATISFACTION OF GENERATION Z, JAMBI CITY

Journal of Business Studies and Management Review · Vol. 8 No. 1 (2024) · pp. 29–36

DOI
10.22437/jbsmr.v8i1.39306
ISSN
2597-6265, 2597-369X
Published
2024-12-31
Publisher
Management Department, Faculty of Economics and Business, Universitas Jambi
Language
en
License
creativecommons.org/licenses/by/4.0

Abstract

A person's life satisfaction will also be determined by the current financial condition he or she has or what is more often called financial satisfaction. This research aims to determine the influence of Financial Literacy, Financial Solvency, and Risk Tolerance on the Financial Satisfaction of Generation Z in Jambi City. This research is quantitative in nature and the research data used is primary data. The population used is Generation Z over 20 years old and already have their own income, amounting to 103,144 people. Sampling used the Slovin formula with a percentage of 10% with a total of 100 respondents. Data collection was carried out through validity and reliability tests, R-Square tests and hypothesis testing with bootstrapping using SmartPLS 3.0 software. The research results show that Financial Literacy, Financial Solvency, and Risk Tolerance have a positive and significant effect on Financial Satisfaction.

Keywords

Collaboration network of the authors

40 authors · 81 co-authorship links · showing the 40 most connected

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  • National University of Malaysia
  • Hasanuddin University
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Besse WediawatiAffiliation unknown5
Zulfina AdrianiAffiliation unknown4
Tona Aurora LubisAffiliation unknown4
Asep MachpudinAffiliation unknown3
Shofia AminAffiliation unknown2
Syahmardi YacobAffiliation unknown2
Ulfan NurkhalifaAffiliation unknown2
Ringga Putra PamungkasAffiliation unknown2
Ni Made SuciAffiliation unknown2
Fajra OctrinaAffiliation unknown1
Puja FirmasariAffiliation unknown1
Fitriati FitriatiNational University of Malaysia1
Hendra HendraAffiliation unknown1
Lidya Pusparina SiraitAffiliation unknown1
Hesti Nila KusumardiyaniAffiliation unknown1
Uswatun HasanahAffiliation unknown1
Zaidi Salsabila ZaidAffiliation unknown1
Firmansyah FirmansyahHasanuddin University1
Ruli Amanda PutraAffiliation unknown1
Fatih Luthfi AnanAffiliation unknown1
Mohammad IhsanAffiliation unknown1
YulliAffiliation unknown1
Ario GusmansyahAffiliation unknown1
Octarina Suma PutriAffiliation unknown1
Pahala Surya SitanggangAffiliation unknown1
Mohd. IhsanAffiliation unknown1
Ulan Sri WahyuniAffiliation unknown1
Cipta Visi LestariAffiliation unknown1
Putri Arifia PratesyaAffiliation unknown1
Ida MasrianiAffiliation unknown1
Salsabilla FahreziAffiliation unknown1
Moh. IhsanAffiliation unknown1
Basilius SgungAffiliation unknown1
Regina LastriAffiliation unknown1
Fitriaty FitriatyAffiliation unknown1
Melsa SrikandiAffiliation unknown1
M. A. AnthonyAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://online-journal.unja.ac.id/index.php/jbsmr/oai, first harvested 6 Nov 2026, last seen 8 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en">The INFLUENCE OF FINANCIAL LITERACY, FINANCIAL SOLVENCY, AND RISK TOLERANCE ON FINANCIAL SATISFACTION OF GENERATION Z, JAMBI CITY</dc:title>
	<dc:creator xml:lang="en">Aryajati, Djodi</dc:creator>
	<dc:creator xml:lang="en">Setiawati, Rike</dc:creator>
	<dc:creator xml:lang="en">Solikhin, Agus</dc:creator>
	<dc:subject xml:lang="en">Literacy</dc:subject>
	<dc:subject xml:lang="en">Solvency</dc:subject>
	<dc:subject xml:lang="en">Risk</dc:subject>
	<dc:subject xml:lang="en">Satisfaction</dc:subject>
	<dc:description xml:lang="en">A person's life satisfaction will also be determined by the current financial condition he or she has or what is more often called financial satisfaction. This research aims to determine the influence of Financial Literacy, Financial Solvency, and Risk Tolerance on the Financial Satisfaction of Generation Z in Jambi City. This research is quantitative in nature and the research data used is primary data. The population used is Generation Z over 20 years old and already have their own income, amounting to 103,144 people. Sampling used the Slovin formula with a percentage of 10% with a total of 100 respondents. Data collection was carried out through validity and reliability tests, R-Square tests and hypothesis testing with bootstrapping using SmartPLS 3.0 software. The research results show that Financial Literacy, Financial Solvency, and Risk Tolerance have a positive and significant effect on Financial Satisfaction.</dc:description>
	<dc:publisher xml:lang="en">Management Department, Faculty of Economics and Business, Universitas Jambi</dc:publisher>
	<dc:date>2024-12-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://online-journal.unja.ac.id/jbsmr/article/view/39306</dc:identifier>
	<dc:identifier>10.22437/jbsmr.v8i1.39306</dc:identifier>
	<dc:source xml:lang="en">Journal of Business Studies and Management Review; Vol. 8 No. 1 (2024): JBSMR, Vol 8 No.1 December 2024; 29-36</dc:source>
	<dc:source>2597-6265</dc:source>
	<dc:source>2597-369X</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://online-journal.unja.ac.id/jbsmr/article/view/39306/20006</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2024 Djodi Aryajati, Rike Setiawati, Agus Solikhin</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>