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ANALISIS TINGKAT LITERASI KEUANGAN PADA USAHA MIKRO DI KOTA KENDARI SULAWESI TENGGARA

JEP (Jurnal Ekonomi Pembangunan) · Vol. 11 No. 1 (2022) · pp. 565–578

DOI
10.57206/jep_uho.v11i1.27636
ISSN
2503-2089, 1979-231X
Published
2022-09-07
Publisher
Universitas Halu Oleo
Language
eng
License
creativecommons.org/licenses/by-sa/4.0

Abstract

The purpose of this study is to determine the level of financial literacy in micro enterprises that are actively running their business in Paddy's Market, Korem Side Market, and Kendari City's Anduonohu Market. This technique is used because the population is high and not homogeneous, and also proportionally stratified. The data collection technique used was questionnaire data which would be distributed to respondents. The method used is a qualitative descriptive analysis method with field data analysis based on 15 financial literacy indicators used by (Widayati, 2012), and also based on the levels used by the Financial Services Authority (OJK), namely: well literate, sufficient literate, less literate and not literate. The results of this study indicate that the level of financial literacy of micro-business traders in the three markets in Kendari city, namely Paddy's Market, Korem Side Market, Anduonohu Market is in the less literate category based on the level of knowledge and skills possessed. This is due to a lack of knowledge in managing finances, financial service products as well as a lack of education level and monthly income earned by micro-entrepreneurs while they are still actively doing business in Paddy's market, Korem side market, and Anduonohu market.

Keywords

Collaboration network of the authors

28 authors · 55 co-authorship links

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  • Universitas Halu Oleo
  • Universitas Muhammadiyah Parepare
  • Affiliation unknown
  • Different organisations
  • Same organisation
  • Affiliation unknown
  • Thicker line = more joint articles · bigger circle = more articles
Show as table
Co-authorOrganisationJoint articles
Tadjuddin TadjuddinAffiliation unknown2
Mustaman tahirAffiliation unknown1
Rianda La RiandaAffiliation unknown1
Awaluddin SabaAffiliation unknown1
Muhammad Jusuf AbadiAffiliation unknown1
Muh. Yani BalakaAffiliation unknown1
Devi ayu LestariAffiliation unknown1
isti istiAffiliation unknown1
Muh. RafiyAffiliation unknown1
Etny SirendenAffiliation unknown1
Tajuddin TajuddinUniversitas Muhammadiyah Parepare1
Al ImranAffiliation unknown1
Aminuddin Mane KandariUniversitas Halu Oleo1
La Ode SafuanUniversitas Halu Oleo1
Ahmad AhmadAffiliation unknown1
Hardiyanti MunandarAffiliation unknown1
Tamrin TamrinUniversitas Halu Oleo1
Ansharullah AnsharullahUniversitas Halu Oleo1
Asranudin AsranudinAffiliation unknown1
Romy Suryaningrat EdwinAffiliation unknown1
Minson SimatupangUniversitas Halu Oleo1
Masykur KimsanAffiliation unknown1
Nasrul NasrulUniversitas Halu Oleo1
Fitriah MasudAffiliation unknown1
Asminar Azis NugrahaAffiliation unknown1

Affiliations come from OpenAlex; journal OAI-PMH metadata carries none. Authors without an OpenAlex ID are matched by name, which can merge or split people.

Metadata source: OAI-PMH (metadata jurnal) https://ojs.uho.ac.id/index.php/JEP/oai, first harvested 30 Okt 2026, last seen 1 Nov 2026.
Original metadata (oai_dc) 
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	<dc:title xml:lang="en-US">ANALISIS TINGKAT LITERASI KEUANGAN PADA USAHA MIKRO  DI KOTA KENDARI SULAWESI TENGGARA</dc:title>
	<dc:creator>Dirman, Christofel Filemon</dc:creator>
	<dc:creator>Natsir, Muhammad</dc:creator>
	<dc:creator>Tamburaka, Irmawatty Paula</dc:creator>
	<dc:subject xml:lang="en-US">Financial Literacy, Micro Business Traders</dc:subject>
	<dc:description xml:lang="en-US">The purpose of this study is to determine the level of financial literacy in micro enterprises that are actively running their business in Paddy's Market, Korem Side Market, and Kendari City's Anduonohu Market. This technique is used because the population is high and not homogeneous, and also proportionally stratified. The data collection technique used was questionnaire data which would be distributed to respondents. The method used is a qualitative descriptive analysis method with field data analysis based on 15 financial literacy indicators used by (Widayati, 2012), and also based on the levels used by the Financial Services Authority (OJK), namely: well literate, sufficient literate, less literate and not literate. The results of this study indicate that the level of financial literacy of micro-business traders in the three markets in Kendari city, namely Paddy's Market, Korem Side Market, Anduonohu Market is in the less literate category based on the level of knowledge and skills possessed. This is due to a lack of knowledge in managing finances, financial service products as well as a lack of education level and monthly income earned by micro-entrepreneurs while they are still actively doing business in Paddy's market, Korem side market, and Anduonohu market.</dc:description>
	<dc:publisher xml:lang="en-US">Universitas Halu Oleo</dc:publisher>
	<dc:contributor xml:lang="en-US">Universitas Halu Oleo</dc:contributor>
	<dc:date>2022-09-07</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
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	<dc:identifier>https://ojs.uho.ac.id/index.php/JEP/article/view/27636</dc:identifier>
	<dc:identifier>10.57206/jep_uho.v11i1.27636</dc:identifier>
	<dc:identifier>urn:nbn:de:10.57206jep_uho.v11i1.276361</dc:identifier>
	<dc:source xml:lang="en-US">JEP (Jurnal Ekonomi Pembangunan); Vol 11, No 1 (2021): JEP (Jurnal Ekonomi Pembangunan); 565-578</dc:source>
	<dc:source>2503-2089</dc:source>
	<dc:source>1979-231X</dc:source>
	<dc:language>eng</dc:language>
	<dc:relation>https://ojs.uho.ac.id/index.php/JEP/article/view/27636/16225</dc:relation>
	<dc:rights xml:lang="en-US">Copyright (c) 2022 Jurnal Ekonomi Pembangunan (JEP) UHO</dc:rights>
	<dc:rights xml:lang="en-US">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
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