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Indonesian Islamic Banking Fintech Model Strategy: ANP Method

Aptisi Transactions on Technopreneurship (ATT) · Vol. 4 No. 2 (2022) · hlm. 142–152

DOI
10.34306/att.v4i2.257
ISSN
2656-8888, 2655-8807
Terbit
2022-07-20
Penerbit
Pandawan
Bahasa
en
Lisensi
creativecommons.org/licenses/by/4.0

Abstrak

This study aims to analyze the problems, solutions, and strategies of making a fintech model in Indonesian Islamic banking. This study uses non-parametric non-Bayesian qualitative methods for decision-making with a general framework without making assumptions with the Analytical Networking Process (ANP) approach. The researcher selected 11 informants consisting of 2 fintech practitioners, 3 Islamic banking practitioners, one industry 4.0 academic and Islamic sharia banking, one person from the Financial Services Authority, two people from the National Sharia Board, and one from Bank Indonesia. And one person from KNEKS. This study indicates that the problems and solutions for developing the fintech model in Indonesian Islamic banking are divided into internal and external aspects. The main priority of the problem is internal problems, namely the lack of Islamic banking Human Resources who understand IT and Islamic finance. The priority solution is an internal priority, namely a Reliable IT System. The primary importance of the development strategy for forming a fintech model for Islamic banking in Indonesia is the synergy of Islamic banks and Fintech to develop a fintech model for Islamic banks. The theoretical contribution and the results of this study are a novelty in the strategy of Islamic banks in implementing and developing Fintech in Islamic banking. Practical Implication, The managerial implications for Islamic banking practitioners in Indonesia are more focused on procuring a reliable IT system and improving the Human Resources of Islamic banks in mastering IT and Islamic finance.

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26 penulis · 64 tautan kepenulisan bersama · 19 lintas organisasi

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  • Universitas Raharja
  • Universitas Trisakti
  • Universitas Ivet
  • Graphic Era Hill University
  • University of Agriculture Faisalabad
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Rekan penulisOrganisasiArtikel bersama
Tatik MariyantiUniversitas Trisakti2
RahayuonoUniversitas Ivet1
Alifta LuthfiaazahraUniversitas Ivet1
Haryanto .Afiliasi tidak diketahui1
Sugeng WidadaUniversitas Raharja1
Siti Patimah MaesarohUniversitas Raharja1
Muhammad Rehan AnwarUniversity of Agriculture Faisalabad1
Abdullah Achmad ZawawiAfiliasi tidak diketahui1
Abdullah Achmad ZawawiUniversitas Trisakti1
Yaya Ruhenda Casmita PujihartoAfiliasi tidak diketahui1
Yochebed Anggraini TerahUniversitas Raharja1
Yaya Ruhenda Casmita PujihartoUniversitas Trisakti1
Dedeh SupriyantiUniversitas Raharja1
Ankur Singh BistGraphic Era Hill University1
Vonda ElmandaUniversitas Raharja1
Bhupesh RawatGraphic Era Hill University1
Qurotul AiniUniversitas Raharja1
Eka Purnama HarahapUniversitas Raharja1
Nuke Puji Lestari SantosoUniversitas Raharja1
Siti Nurindah SariAfiliasi tidak diketahui1
Po Abas SunaryaUniversitas Raharja1
Nashrudin IsmailUniversitas Trisakti1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://att.aptisi.or.id/index.php/att/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Indonesian Islamic Banking Fintech Model Strategy: ANP Method</dc:title>
	<dc:creator xml:lang="en">R. Donny M. Iskandar</dc:creator>
	<dc:creator xml:lang="en">Maryanti, Tatik</dc:creator>
	<dc:creator xml:lang="en">Acep R. Jayaprawira</dc:creator>
	<dc:creator xml:lang="en">Sari, Siti Nurindah</dc:creator>
	<dc:subject xml:lang="en">Model</dc:subject>
	<dc:subject xml:lang="en">Fintech</dc:subject>
	<dc:subject xml:lang="en">Islamic Banking</dc:subject>
	<dc:subject xml:lang="en">ANP</dc:subject>
	<dc:description xml:lang="en">This study aims to analyze the problems, solutions, and strategies of making a fintech model in Indonesian Islamic banking. This study uses non-parametric non-Bayesian qualitative methods for decision-making with a general framework without making assumptions with the Analytical Networking Process (ANP) approach. The researcher selected 11 informants consisting of 2 fintech practitioners, 3 Islamic banking practitioners, one industry 4.0 academic and Islamic sharia banking, one person from the Financial Services Authority, two people from the National Sharia Board, and one from Bank Indonesia. And one person from KNEKS. This study indicates that the problems and solutions for developing the fintech model in Indonesian Islamic banking are divided into internal and external aspects. The main priority of the problem is internal problems, namely the lack of Islamic banking Human Resources who understand IT and Islamic finance. The priority solution is an internal priority, namely a Reliable IT System. The primary importance of the development strategy for forming a fintech model for Islamic banking in Indonesia is the synergy of Islamic banks and Fintech to develop a fintech model for Islamic banks. The theoretical contribution and the results of this study are a novelty in the strategy of Islamic banks in implementing and developing Fintech in Islamic banking. Practical Implication, The managerial implications for Islamic banking practitioners in Indonesia are more focused on procuring a reliable IT system and improving the Human Resources of Islamic banks in mastering IT and Islamic finance.</dc:description>
	<dc:publisher xml:lang="en">Pandawan</dc:publisher>
	<dc:date>2022-07-20</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:type xml:lang="en">Peer-reviewed Article</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://att.aptisi.or.id/index.php/att/article/view/257</dc:identifier>
	<dc:identifier>10.34306/att.v4i2.257</dc:identifier>
	<dc:source xml:lang="en">Aptisi Transactions on Technopreneurship (ATT); Vol. 4 No. 2 (2022): July; 142-152</dc:source>
	<dc:source xml:lang="id">Aptisi Transactions On Technopreneurship (ATT); Vol 4 No 2 (2022): July; 142-152</dc:source>
	<dc:source>2656-8888</dc:source>
	<dc:source>2655-8807</dc:source>
	<dc:source>10.34306/att.v4i2</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://att.aptisi.or.id/index.php/att/article/view/257/172</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2022 Siti Nurindah Sari</dc:rights>
	<dc:rights xml:lang="en">https://creativecommons.org/licenses/by/4.0</dc:rights>
</oai_dc:dc>