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Financial Management of Indonesian Hajj Against the Yield by Using a Dynamics System Model

APTISI Transactions on Management (ATM) · Vol. 7 No. 1 (2022) · hlm. 69–78

DOI
10.33050/atm.v7i1.1818
ISSN
2622-6804, 2622-6812
Terbit
2022-02-02
Penerbit
Pandawan
Bahasa
en
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

This research aims to analyze the financial management of Indonesian hajj on yield using a dynamic system model and determine and simulate the return obtained with the expenditure so that the hajj funds remain safe. In addition, the purpose of this research is to provide input on policy strategies to the BPKH in increasing hajj financial yields. The method used in this research is dynamic systems modeling. The resulting model structure formulation is illustrated by a causal loop diagram and a stock-flow diagram. The results obtained were then simulated, and model validation was carried out using AME and AVE. Operational data used in this study uses time-series data. This study's population or several samples are annual historical data during the research period. In modeling the dynamic system of hajj financial management on yield, it is divided into 2 (two) sub-models, namely the economic sub-model and the social sub-model. Meanwhile, to find out and simulate the yield obtained with the yield expenditure, 3 (three) scenarios were made, namely the existing, moderate, and optimistic scenarios. From the simulation results, it can be seen that making changes to portfolio policies with an optimistic scheme in the form of placements in Islamic Banks with a maximum of 20% and 80% investment and increasing the initial deposits of pilgrims from IDR 25 million to IDR 30 million in 2022 is a government policy intervention that produces optimal yield.

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39 penulis · 86 tautan kepenulisan bersama · 34 lintas organisasi

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  • Universitas Trisakti
  • Universitas Raharja
  • Bakrie University
  • Qassim University
  • IPB University
  • Bank Indonesia
  • Universitas Esa Unggul
  • Organisasi lain
  • Afiliasi tidak diketahui
  • Organisasi berbeda
  • Organisasi sama
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Tampilkan sebagai tabel
Rekan penulisOrganisasiArtikel bersama
Nanda SeptianiUniversitas Raharja2
Siti Nurindah SariUniversitas Raharja2
Muchsin Saggaff ShihabBakrie University1
Ethan ChristopherAfiliasi tidak diketahui1
Hendriyati HaryaniUniversitas Raharja1
Dendy JonasUniversitas Raharja1
Riani YunitaBakrie University1
Yusrawati. .Universitas Trisakti1
R. Donny M. IskandarUniversitas Trisakti1
Tatik MaryantiUniversitas Trisakti1
Abdul Azis Ahmad ZawawiAfiliasi tidak diketahui1
Syofriza SyofyanUniversitas Trisakti1
Fathimah Ahmad Zawawi NawawiQassim University1
Rifki IsmalBank Indonesia1
Hermanto SiregarIPB University1
Lokot Zein NasutionUniversitas Trisakti1
Primasatria EdastamaUniversitas Esa Unggul1
Muhammad Hakimi Mohd ShafiaiNational University of Malaysia1
Tatik MariyantiAfiliasi tidak diketahui1
Yuswar Zaenul BasriAfiliasi tidak diketahui1
Jozi JazuliUniversitas Trisakti1
Yochebed Anggraini TerahAfiliasi tidak diketahui1
Jerry HeikalBakrie University1
Ahmad Kamal BadriBakrie University1
Deden Roni NurjamanUniversitas Raharja1
Raden HeriyantoAfiliasi tidak diketahui1
Raden HeriyantoUniversitas Trisakti1
Abdullah Achmad ZawawiAfiliasi tidak diketahui1
Abdullah Achmad ZawawiUniversitas Trisakti1
Muhammad AfifAfiliasi tidak diketahui1
Ellen DolanThe University of Queensland1
Muhammad Faris AfifAfiliasi tidak diketahui1
Inge Salsabila SuryamanUniversitas Trisakti1
Insan Praditya AnugrahIndonesia Open University1

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Sumber metadata: OAI-PMH (metadata jurnal) https://ijc.ilearning.co/ATM/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Financial Management of Indonesian Hajj Against the Yield by Using  a Dynamics System Model</dc:title>
	<dc:creator xml:lang="en">Pujiharto, Yaya Ruhenda Casmita</dc:creator>
	<dc:creator xml:lang="en">Mariyanti, Tatik</dc:creator>
	<dc:creator xml:lang="en">Jayaprawira, Acep R</dc:creator>
	<dc:creator xml:lang="en">Terah, Yochebed Anggraini</dc:creator>
	<dc:creator xml:lang="id">Pujiharto, Yaya Ruhenda Casmita</dc:creator>
	<dc:subject xml:lang="en">Yield, Hajj, BPKH, Sharia Bank, Investment, System Dynamics</dc:subject>
	<dc:description xml:lang="en">This research aims to analyze the financial management of Indonesian hajj on yield using a dynamic system model and determine and simulate the return obtained with the expenditure so that the hajj funds remain safe. In addition, the purpose of this research is to provide input on policy strategies to the BPKH in increasing hajj financial yields. The method used in this research is dynamic systems modeling. The resulting model structure formulation is illustrated by a causal loop diagram and a stock-flow diagram. The results obtained were then simulated, and model validation was carried out using AME and AVE. Operational data used in this study uses time-series data. This study's population or several samples are annual historical data during the research period.  In modeling the dynamic system of hajj financial management on yield, it is divided into 2 (two) sub-models, namely the economic sub-model and the social sub-model. Meanwhile, to find out and simulate the yield obtained with the yield expenditure, 3 (three) scenarios were made, namely the existing, moderate, and optimistic scenarios. From the simulation results, it can be seen that making changes to portfolio policies with an optimistic scheme in the form of placements in Islamic Banks with a maximum of 20% and 80% investment and increasing the initial deposits of pilgrims from IDR 25 million to IDR 30 million in 2022 is a government policy intervention that produces optimal yield.</dc:description>
	<dc:publisher xml:lang="en">Pandawan</dc:publisher>
	<dc:date>2022-02-02</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://ijc.ilearning.co/ATM/article/view/1818</dc:identifier>
	<dc:identifier>10.33050/atm.v7i1.1818</dc:identifier>
	<dc:source xml:lang="en">APTISI Transactions on Management (ATM); Vol. 7 No. 1 (2023): January; 69-78</dc:source>
	<dc:source xml:lang="id">APTISI Transactions on Management (ATM); Vol 7 No 1 (2023): January; 69-78</dc:source>
	<dc:source>2622-6804</dc:source>
	<dc:source>2622-6812</dc:source>
	<dc:source>10.33050/atm.v7i1</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://ijc.ilearning.co/ATM/article/view/1818/593</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2023 Yaya Ruhenda Casmita Pujiharto, Tatik Mariyanti, Acep R Jayaprawira, Yochebed Anggraini Terah (Author)</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>