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Evaluating Risk Management Strategies in Fintech and Blockchain An Empirical Approach

APTISI Transactions on Management (ATM) · Vol. 9 No. 2 (2025) · hlm. 210–220

DOI
10.33050/atm.v9i2.2473
ISSN
2622-6804, 2622-6812
Terbit
2025-05-31
Penerbit
Pandawan
Bahasa
en
Lisensi
creativecommons.org/licenses/by-sa/4.0

Abstrak

The rapid growth of fintech and blockchain technologies has revolution- ized the financial sector, introducing innovative solutions but also posing unique risks. Managing these risks effectively is crucial for ensuring the stability and sustainability of these technologies. This study aims to evaluate the effective- ness of risk management strategies in fintech and blockchain sectors, focusing on identifying the most adopted strategies and assessing their impact on mitigating various risks. A quantitative research design was employed, using surveys to collect data from industry experts in fintech and blockchain companies. The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS software to assess the relationships between risk management strategies and or- ganizational outcomes. The findings revealed that cybersecurity protocols, reg- ulatory compliance programs, and smart contract audits are the most commonly adopted risk management strategies. The study found that blockchain companies prioritize smart contract audits, while fintech companies focus more on cyber- security and regulatory compliance. Effective risk management strategies are crucial for the growth and stability of fintech and blockchain sectors. The study recommends that companies integrate advanced technologies and prioritize reg- ulatory compliance to mitigate risks and enhance trust.

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  • Universitas Raharja
  • The University of Queensland
  • Gunadarma University
  • Universitas Muhammadiyah Jakarta
  • Syarif Hidayatullah State Islamic University Jakarta
  • Universitas Swadaya Gunung Jati
  • Universitas Muhammadiyah Prof Dr Hamka
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Rekan penulisOrganisasiArtikel bersama
Untung RahardjaUniversitas Raharja3
Indri HandayaniUniversitas Raharja2
Ninda LutfianiUniversitas Raharja2
Qurotul AiniUniversitas Raharja1
Nuke Puji Lestari SantosoUniversitas Raharja1
Nur AzizahGunadarma University1
Rahmat SalamUniversitas Muhammadiyah Jakarta1
Eka Purnama HarahapUniversitas Raharja1
Yusuf DurachmanSyarif Hidayatullah State Islamic University Jakarta1
Adrian Sean BeinThe University of Queensland1
Tarisya RamadhanUniversitas Raharja1
Muchlisina MadaniAfiliasi tidak diketahui1
Aoliyah FirasatiUniversitas Swadaya Gunung Jati1
Fadhila AzzahraAfiliasi tidak diketahui1
Sausan Raihana Putri JunaediUniversitas Raharja1
Amelia EvansAfiliasi tidak diketahui1
Adam FaturahmanUniversitas Raharja1
Anggit Panji PangestuUniversitas Raharja1
Alexander WiliamsThe University of Queensland1
Nadia Nur AzizahUniversitas Raharja1
Shofiyul MillahUniversitas Raharja1
Asep SutarmanUniversitas Muhammadiyah Prof Dr Hamka1
Umi RusilowatiUniversitas Pamulang1
Reymund RahardjaUniversitas Raharja1
Tio NurtinoUniversitas Raharja1
Elsevier AimeeAfiliasi tidak diketahui1
Andri Cahyo PurnomoAfiliasi tidak diketahui1
Bayu PramonoUniversitas Raharja1
Md. Abdul MumenSonargaon University1

Afiliasi berasal dari OpenAlex; metadata OAI-PMH jurnal tidak memuatnya. Penulis tanpa ID OpenAlex dicocokkan berdasarkan nama, sehingga dua orang bisa tergabung atau satu orang bisa terpisah.

Sumber metadata: OAI-PMH (metadata jurnal) https://ijc.ilearning.co/ATM/oai, pertama di-harvest 6 Nov 2026, terakhir terlihat 8 Nov 2026.
Metadata asli (oai_dc) 
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	<dc:title xml:lang="en">Evaluating Risk Management Strategies in Fintech and Blockchain An Empirical Approach</dc:title>
	<dc:creator xml:lang="en">Hartono, Tri </dc:creator>
	<dc:creator xml:lang="en">Putri Oganda, Fitra </dc:creator>
	<dc:creator xml:lang="en">Williams, Jack</dc:creator>
	<dc:creator xml:lang="id">Williams, Jack</dc:creator>
	<dc:subject xml:lang="en">Risk Management</dc:subject>
	<dc:subject xml:lang="en">Fintech Blockchain</dc:subject>
	<dc:subject xml:lang="en">Cybersecurity</dc:subject>
	<dc:subject xml:lang="en">Regulatory Compliance</dc:subject>
	<dc:description xml:lang="en">The rapid growth of fintech and blockchain technologies has revolution- ized the financial sector, introducing innovative solutions but also posing unique risks. Managing these risks effectively is crucial for ensuring the stability and sustainability of these technologies. This study aims to evaluate the effective- ness of risk management strategies in fintech and blockchain sectors, focusing on identifying the most adopted strategies and assessing their impact on mitigating various risks. A quantitative research design was employed, using surveys to collect data from industry experts in fintech and blockchain companies. The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS software to assess the relationships between risk management strategies and or- ganizational outcomes. The findings revealed that cybersecurity protocols, reg- ulatory compliance programs, and smart contract audits are the most commonly adopted risk management strategies. The study found that blockchain companies prioritize smart contract audits, while fintech companies focus more on cyber- security and regulatory compliance. Effective risk management strategies are crucial for the growth and stability of fintech and blockchain sectors. The study recommends that companies integrate advanced technologies and prioritize reg- ulatory compliance to mitigate risks and enhance trust.</dc:description>
	<dc:publisher xml:lang="en">Pandawan</dc:publisher>
	<dc:date>2025-05-31</dc:date>
	<dc:type>info:eu-repo/semantics/article</dc:type>
	<dc:type>info:eu-repo/semantics/publishedVersion</dc:type>
	<dc:format>application/pdf</dc:format>
	<dc:identifier>https://ijc.ilearning.co/ATM/article/view/2473</dc:identifier>
	<dc:identifier>10.33050/atm.v9i2.2473</dc:identifier>
	<dc:source xml:lang="en">APTISI Transactions on Management (ATM); Vol. 9 No. 2 (2025): May; 210-220</dc:source>
	<dc:source xml:lang="id">APTISI Transactions on Management (ATM); Vol 9 No 2 (2025): May; 210-220</dc:source>
	<dc:source>2622-6804</dc:source>
	<dc:source>2622-6812</dc:source>
	<dc:source>10.33050/atm.v9i2</dc:source>
	<dc:language>en</dc:language>
	<dc:relation>https://ijc.ilearning.co/ATM/article/view/2473/893</dc:relation>
	<dc:rights xml:lang="en">Copyright (c) 2025 Tri Hartono, Fitra Putri Oganda, Jack Williams (Authors)</dc:rights>
	<dc:rights xml:lang="en">http://creativecommons.org/licenses/by-sa/4.0</dc:rights>
</oai_dc:dc>